liability insurance for a 16 year old

retiredbanker1

https://forums.moneysavingexpert.com/discussion/comment/82106998#Comment_82106998

The law states that a minor cannot enter into a legal contract unless it is for necessary goods.

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/comment/82107015#Comment_82107015

No, the law says a contract is not binding on a minor unless its a contract of necessity

Have you ever seen a kid turned away when they are using their pocket money to buy a comic? Thats a contract of sale thats not a necessity and the merchant is happy to take the risk because they get the cash up front.

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/comment/82106814#Comment_82106814

Professional indemnity basically covers advice and typically excludes direct physical damage or bodily injury, whilst there could be a claim if poor aftercare advice was given there is limited scope for claims… for a permanent tattoo it would also cover mispelling etc but something that fades in a couple of weeks any claim would be below the excess anyway.