Veygo learner insurance

Bandy2023

Anyone used Veygo by Admiral for their kid to practice on their provisional licence?

It seems so much better than Marmalade, almost too good to be true.

1. Marmalade need the car they're practicing in to be insured already ( which her car obviously isn't ) - Veygo don't appear to need this, not mentioned anywhere I can see
2. Marmalade need the supervising driver to be 25 - Veygo is 21 ( means her older sister can take her out )

It's £39.67 per month whereas Marmalade want three times that.

Is there a catch I'm missing….?

MyRealNameToo

Both do both, topup insurance for those learning in someone elses car or full insurance for those learning in their own car.

The one positive of Marmalades black box annual insurance, for a learners own car, is that they state there is no premium increase on passing your test. Learner drivers are normally much cheaper to insurer than someone whos just passed their test though if the blended rate is cheaper overall than a learner policy then a just passed policy is another question

daveyjp

Careful on pricing. Very few learners need insurance just for a month, so check out costs for longer terms,

When we used Marmalade 3 months cover was about £90.

XRS200

Is the car not insured at all?

Bandy2023

https://forums.moneysavingexpert.com/discussion/comment/82099022#Comment_82099022

We've not got a black box, and we don't plan to once she passes either.

Bandy2023

It's a rolling £39.67 per month.

Marmalade was a lot more than that to practice in her Gran's VW Up.

Bandy2023

Not at present, no.

It sits on our drive.

It's taxed as it's only £20 a year

What angle are you going for here?

XRS200

https://forums.moneysavingexpert.com/discussion/comment/82099237#Comment_82099237

Continuous insurance enforcement

daveyjp

https://forums.moneysavingexpert.com/discussion/comment/82099237#Comment_82099237

If its taxed it must be insured. Although from a recent experience I have found there is no need to have insurance in place to tax a vehicle.

Bandy2023

https://forums.moneysavingexpert.com/discussion/comment/82099261#Comment_82099261

I've pulled the trigger on the Veygo insurance, so it's insured now.

We've only had it a couple of weeks, I'm sure it will be fine.

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/comment/82099295#Comment_82099295

The law requires a vehicle be insured or SORNed and off the road, if its taxed then its not SORNed and so must have insurance.

Breach of continuous insurance requirements is taken much softer than driving without insurance, in the first instance you get a warning letter jointly signed by the MIB and DVLA, they given you a reasonable period to get insurance from the warning else the next step is the DVLA issuing a PCN