Best Second Savings Account after hitting annual LISA limit?

Alcastar

So I currently have a LISA that I've been using to max out the bonus cap. Very happy with it.

I recently finished paying off some quite significant debts and am fortunate to be in a well-enough paid job that I can now afford to plough a fair bit more than 4k a year into saving for my first mortgage.

Once I've hit the annual savings cap, wondering what people would recommend as the best value option for a secondary savings account to put any money I can save in after I've hit the annual 4k limit?

Anything I need to know about the legalities of pooling those savings once I have enough combined savings to put together a decent deposit? I'm hoping to save around 40k before I buy.

Any advice gratefully received!

eskbanker

https://www.moneysavingexpert.com/savings/best-cash-isa/

https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

There are no legalities involved in using both LISA and non-LISA money towards a property purchase…

Albermarle

and am fortunate to be in a well-enough paid job

Despite home ownership being your priority, hopefully you are also contributing/saving to your employers pension, as with the tax relief and employers contribution it is effectively free money.