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Awesome August's No-Spend Days Challenge!

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Comments

  • NSD yesterday and today

    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • cathybird
    cathybird Posts: 16,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    August totals updated here  image.png    image.png

  • beanielou
    beanielou Posts: 101,461
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Deb4
    Deb4 Posts: 459
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Forumite

    Sorry not posted so far this month, I am on 4/15


    Make £2026 in 2026 #19
    February NSD 
  • KajiKita
    KajiKita Posts: 10,894
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    One for Saturday 😊

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 74 books of target 52 in 2026 as @ 14th October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • InDebtEnby
    InDebtEnby Posts: 382
    100 Posts First Anniversary Name Dropper Photogenic
    Forumite

    One for me

    Current No Spend Challenge: 9/13
    2025 No Spend Days: 114/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • NSD for me, I’m no longer being moved 😩 so I remain a sitting duck

    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,945
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite

    NSD for me yesterday. 1/10

  • cathybird
    cathybird Posts: 16,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    @ThriftyPrincess40 oh no, how frustrating, I hope they fix that as soon as possible :/

  • Deb4
    Deb4 Posts: 459
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Forumite

    Not sure if I posted yesterday, I am on 5/15 NSD


    Make £2026 in 2026 #19
    February NSD 
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