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Awesome August's No-Spend Days Challenge!
Comments
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NSD for me please 3/10
"My Life Is About The Journey Not The Destination"2 -
One for Tuesday 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
August totals updated here
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Another NSD yesterday. 3/15 so far
Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared2 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2 -
One for today please! Not one yesterday, I bought tickets the the Edinburgh Tattoo. I have been saving bits of extra cash (such as cash back etc) for a treat and that's what I spent the money on. Leaves me with £224 in my treat fund, hoping to top that up if I don't spend as much as I expect over summer, but I am not winning that fight so far 😂 Emergency fund is now at £2500 and Christmas fund at £0 but only because I spent a bit in the sales/ at charity shops on presents, I am still on target to have it all paid for by Dec without going over budget.
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NSD for me please 4/10
"My Life Is About The Journey Not The Destination"1 -
2 more NSD’s, nothing purchased yesterday and just petrol today will count that as a necessary spend.
1 -
NSD Wednesday here 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
NSD for me please
GC 2022 = £3154.96 , 2023 = £3334. 84
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £ 2628.93/£3500, November £156,63/ £300
Decluttering campaign. 2026. 42/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £1516. 79
NSD in M = 18, J = 15, J = 15 S10 aug1
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