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Awesome August's No-Spend Days Challenge!

12357…16

Comments

  • Doris17
    Doris17 Posts: 1,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    NSD for me please 3/10


    "My Life Is About The Journey Not The Destination"



  • KajiKita
    KajiKita Posts: 10,595 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    One for Tuesday 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 59 books of target 52 in 2026 as @ 15th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,838 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    August totals updated here  image.png    image.png

  • VickyA_2
    VickyA_2 Posts: 4,744 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Another NSD yesterday. 3/15 so far

    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • beanielou
    beanielou Posts: 100,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • laurenh1
    laurenh1 Posts: 1,182 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    One for today please! Not one yesterday, I bought tickets the the Edinburgh Tattoo. I have been saving bits of extra cash (such as cash back etc) for a treat and that's what I spent the money on. Leaves me with £224 in my treat fund, hoping to top that up if I don't spend as much as I expect over summer, but I am not winning that fight so far 😂 Emergency fund is now at £2500 and Christmas fund at £0 but only because I spent a bit in the sales/ at charity shops on presents, I am still on target to have it all paid for by Dec without going over budget.

  • Doris17
    Doris17 Posts: 1,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    NSD for me please 4/10


    "My Life Is About The Journey Not The Destination"



  • loopylupin
    loopylupin Posts: 122 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic

    2 more NSD’s, nothing purchased yesterday and just petrol today will count that as a necessary spend.

  • KajiKita
    KajiKita Posts: 10,595 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    NSD Wednesday here 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 59 books of target 52 in 2026 as @ 15th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Soontobeoap
    Soontobeoap Posts: 1,747 Forumite
    1,000 Posts Fourth Anniversary Photogenic Homepage Hero

    NSD for me please


    GC 2022 = £3154.96 ,  2023 = £3334. 841
       2024 = £.3221.81 ,   2025 = £3974.24 .  2026    £1645.19/£3500, August. £88.88  /£500
    Decluttering campaign. 2026. 41/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up.  Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
    Make £600 in 2026 = £606.79
    NSD in M = 18,  J = 15, J = 15 A 2/10
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