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Awesome August's No-Spend Days Challenge!
Comments
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One for today please!
2 -
August totals updated here
1 -
NSD for me please 2/10.
"My Life Is About The Journey Not The Destination"3 -
NSD for me please
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NSD today but I think August is going to go off track as I’m FINALLY being moved to safety 🥳🥳🥳🥳 as the new rental doesn’t come with carpets or anything, I’m going to have to hunt for cheap off cuts etc. thank heavens I have furniture with me here.
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110003 -
One yesterday and today. I’m away! 👏😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2026 as @ 23rd August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
@ThriftyPrincess40 that's great news, don't worry too much about the challenge if it's too much to juggle & hope everything works out in the new place.
If you wanted to change the target to something a bit more achievable in the circumstances, that might make sense? Either way, it's up to you xx4 -
I'm not sure if I'll reach the target this week, I have 9 days of annual leave and I'm booking things for an epic road trip in October!
Current No Spend Challenge: 10/13
2025 No Spend Days: 104/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20304 -
Today is NSD number 2, and somehow I’m absurdly pleased about it. I do have a dental appointment for a filling today, but that’s already budgeted for so I won’t count it as a spend. What im aiming for is reduced leakage of £££££££££ 🙄
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One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2
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