We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Steadying the ship - a perilous voyage across the financial middle
Comments
-
Not for Laithwaites but Morries have 30% off three with a few of their good wines in there. I like the Chianti and Douro that are in the offer, although I know you do like French wines, I would suggest you try them - and of course my regular favourites are their Provencal Rose, Vinho Verde, DOCG Prosecco (we have abandoned Champagne for this as Mr Sl finds Cardonnay grapes give him heartburn!). They did have a lovely Soave of their own but it isn't online. You might find it in store, but apparently not in the offer now. Is it wrong that I bought for seasonal festivities this week using this?
Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here1 -
@Suffolk_lass - Most alcohol offers are either not available in Scotland or have local equivalents that are less generous. As such, I'm finding more interesting options and offers from "ship a box from a warehouse" type sellers.
Nothing wrong with stocking up for festivities if you have more self control than we do!
2 -
It's all got a bit out of hand, to be honest. Two wine racks (1x50, 1x25) are mostly full. And most of the time we drink 0% alcohol (G&T for me, Guinness for him) - I need to reset. We are coming to Scotland next week (stopping at Mum's then on to Arran (Lochranza this time) for a week, then back to Mum's for her 97th birthday. I shall be raiding our stores and thank you, that is a good reminder
Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0 -
BF and I had a Laithwaites habit a few years back and still have a groaning wine rack as a result 🤦♀️ Though I do take it as a badge of proper adulting honour that we have retained bottles of wine long enough for them to go dusty (his house, I would have dusted!) and not just guzzled them 😀😀😀
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Did nothing at work before lunch then far too much after, drafted a completely new way of showing demand using Copilot analyst to draw together three datasets that don't currently play together. Got an email shortly before I'd finished asking for something different 🤦🏻♂️ Emailed folk I was working with, already gone home. That's enough IT for one day 😂
Won 5,000 Nectar points! £25.
Off to Englandchestershire for a family birthday tomorrow.
5 -
Wow, that kind of think drives me crazy at the wasted time and brain effort …
🥳🎉🎊 for the nectar points! 🤩😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.5K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248.1K Work, Benefits & Business
- 605.5K Mortgages, Homes & Bills
- 178.9K Life & Family
- 263.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards