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Overwhelmed Bumbling
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Spookily as I posted she asked! She said she wanted to go and get something to eat. I said no as I cannot afford to and explained DD had done some food shopping and listed about 6 different options for her that was in the kitchen at which point she said it didn't matter as she didn't really want anything aka she didn't want anything healthy / normal to eat and probably wanted to buy sweets. I have told her the options and explained that this isn't just for today but will be ongoing. Feeling proud of myself for saying no but at the same time incredibly guilty for saying no!
Off to dig out soup maker!!
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Why is everything so complicated? 😕 I had my first day at new job yesterday and it seems like a good opportunity with plenty of over time options which could fit around first job. However today I've received my universal credit statement which is now saying based on job number 1 earnings I will now receive £40 payment but my rent paid in full. This means if I do job number 2 I will be approx £150 a month better off - is this actually worth it? Not sure what to do. Why didn't UC tell me this before! Or what if this is a one off? But then it would still be £150 more for the debts plus overtime options?
In other news Sunday was a NSD as should tomorrow be. Today I have had to put £10 fuel in as I didn't have enough for work journeys this week and yesterday I had to do a mini top up shop.
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May I suggest you post on the benefits board? They should bd able to help with the more work/money coming v less uc calculations
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Well longer has passed than I had wanted since my last post and I really must update the diary to hold myself accountable. Am off to job number 1 in a minute but I have made lunch so no need to buy anything at work and I don't think I need to buy anything for dinner this evening so today should be a NSD.
Job number 1's wages came in and all money transferred into the allocated pots and budgets are being stuck to so far. Job number 2 has commenced and whilst I am really not enjoying it, it is extra income which I desperately need. First pay day for job number 2 is coming up, and I do not think I actually need anything from it so I am going to add it straight to an emergency fund. Emergency fund currently sits at £0 so this is a focus. I wanted to throw all of job 2 wages towards debts but unfortunately ex has decided to return to court regarding DD's so I am going to build emergency fund so I have funds there for legal costs should I need them. Along side this due to him returning to court he has decided he does not need to pay the correct amount of child maintenance which is annoying as that is for our DD's not me! Things have never been amicable between us and I don't see them improving anytime soon.
Todays plan is to go to work in a minute and this evening walk the dog, tidy front room, make soup and put some washing on. Am really missing not having a tumble dryer as we head into the poorer weather.
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Poor show by ex.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]0
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