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Joyful July's No-Spend Days Challenge!
Comments
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Could you up my NSD target to 15 please @cathybird 🙏
Today will be my first one.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.733 -
July 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
beanielou
1/19
cathybird
1/15
crazybeautiful
15
Deb4
15
Dizzycap
10
Doris17
1/10
FrugalAspirations
7
Honeysucklelou2
10
InDebtEnby
13
KajiKita
20
laurenh1
18
LittleMissDetermined
2/20
loopylupin
12
Mamma2004
1/16
OptimisticSaver
1/8
Peony40
15
Pinkpieuni
10
QueenJess
15
Rupacomp
13
Sallyp2
18
Soontobeoap
1/15
ThriftyPrincess40
22
VickyA 2
15
WannaBeeFree
10
Everyone welcome to join!
3 -
Ist one for me please. DH said we needed to pop to Aldi for something for sandwiches. I told him we could have tuna and cucumber which we already had. Saved us spending anything
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £1362.47/£3500, July /£250
Decluttering campaign. 2026. 31/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £572.59
NSD in May = 18 June = 15 July = 1/152 -
1/16 for me today please 🥰
Thanks @cathybird 💕
3 -
Thank you @cathybird! Can I go for 13 this month, trying to match what I achieved in June. Which will be a challenge as I have holidays. I've not managed to start the month with one either 🤣
Savings goal by 31/12/24: £22000
Dec 23: £6945.234 -
NSD for me please.1/10
"My Life Is About The Journey Not The Destination"2 -
I really don't know why the columns have started displaying as so deep - it's not something I've done though. I'll ask MSE what's going on, it looks as though they have made a change to the way the pictures display.
2 -
Not today, I treated myself to a day out by the sea.
Current No Spend Challenge: 0/13
2025 No Spend Days: 80/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20304 -
Another one for me today
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60002
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