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Help with car finance claim

System
System Posts: 178,448 Community Admin
10,000 Posts Photogenic Name Dropper
in Reclaim car finance
This discussion was created from comments split from: Forum Highlights 6th Feb: planes, Pot Noodles & Premium Bonds.
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Comments

  • ljcash
    ljcash Posts: 33 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 13 April at 11:16AM

    can anyone give me some advice on the car finance claims please

    Is it if I bought a car from a garage & got finance through them that I can dispute

    Or. If I bought a car from a garage but I bought it from a bank loan that I'd sorted out myself prior to purchasing a car ? (I'd just got it so I was ready to buy a car from a private seller or garage )

    I hope this makes sense . Thanks in advance

    nb I did have 2 loans from black horse & im sure I got them , on both occasions to purchase new cars but I just went through a lender not a garage . I had bad credit so went through some company to get a loan

  • Nasqueron
    Nasqueron Posts: 11,563 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    If you got a loan privately you cannot complain you were miss-sold finance as you weren't sold finance

    If you took out PCP car finance, for example, you can try the lender - are you sure you didn't go through a garage who connected you to the lender? If you got car finance directly with the lender and no salesman from the garage was involved then again you were not sold anything

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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