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Hustling My Way to Debt Freedom. - Take 2
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Hi everyone - thank you for your messages. I will try and reply later. xx
Quick one today as I had a 6 hour hospital appointment 😫.
Today's payment - £4 from Vinted and topped up to £5 as that's their minimum payment - New Total £344.28
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Hi Dawn
Thank you, I'm a bit behind on Vinted. Sold something yesterday, but I need to be uploading 10 a day really I think. The trickle of payments coming through from items will be handy for this challenge. I'll get back on it tomorrow. Glad you're having success on there at the moment xx
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Thank you. I sell a bit of everything really - clothes, shoes, Lego, books, electricals etc. I find that clothes do better on Vinted than ebay, although they tend to sell for less, but at least there's no fees. I buy and sell stuff, so buy it from car boots, charity shops, auctions, Facebook Marketplace etc and then resell it on eBay mainly. The eBay money goes towards our rent, but the Vinted money and everything else I can hustle (surveys etc) will go towards our debts, and there's plenty of them to pay off!! xx
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Thank you!! I had a little telling off from MSE 🤐 - hopefully I can keep going with this diary and keep myself motivated. xx
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You are doing good with the repayments and the balance is going down well.
I like your motivation and "let's get this done" attitude.
Updated last day of the month… focus improving overall net wealth…
Mortgage: starting at -£222,469 (Jan 26) now at -£220,618 (Jul 26)
Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,484 (Aug 26)
Personal Loan: starting at -£11,466 (Jan 26) now at -£10,100 (Jul 26)
Emergency Fund: starting at £5,511 (Jan 26) now at £2,541 (Jul 26)
Investments: starting at £50 (Jan 26) now at £990 (Jul 26)
Jan 27 Tax Fund: £2,627 / £3,298 (Jul)
Net Wealth: starting at £18,778 (May 26) now at £15,139 (Jul 26)
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Thank you. I’m hoping I can clear this one nice and quickly - got a chunky cashback payment on the way and I’ll crack on with Prolific and Vinted too 😊
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Will follow along with interest, I'm also fed up of my debt and am targeting one at a time with PADs, best of luck to you🍀
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.07.26 = £4411
Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅
Clear V12 Finance Starting Balance 05.07.26 £600
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Thank you. Best of luck to you too. I actually came up with the original Payment a Day thread back in the day. It definitely works, just got to keep up the momentum, even if some days it’s only a £1 payment. xx
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Ah I didn't realise that! Well then I owe you a massive thank you for the inspiration as it's definitely keeping me motivated x
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.07.26 = £4411
Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 ✅
Clear V12 Finance Starting Balance 05.07.26 £600
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Welcome back, keep up good work with the selling, you're inspiring me to get back on it. I like your idea of so many items a day, not sure I could manage 10, but think maybe 2 a day so 10-15 over the week is probably more realistic. Well until I run out of stuff anyway. I love idea of PAD, I too have a zero based budget, but fun of it is getting creative with how to reach the £1 minimum payment.
Debts
Nationwide Loan - £9,441/
£11,000Credit Card - £4145.18/
£3623.18Dad Loan £7,000/£7000 - Payments on hold
Savings
Emergency Fund - £1000/£1000
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