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Probate on line
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Hello
The £325,000 allowance isn't lost. As everything is passing to your mum, the unused nil-rate band can normally be transferred and claimed by her estate in the future, so it's not something you need to deal with now.
From what you've described, this sounds like the sort of estate that many people successfully deal with themselves rather than paying £2,000 to a solicitor. I found using a step-by-step probate portal much easier than trying to work out the government forms on my own, as it guided me through the information needed and explained each stage in plain English.
I'd definitely explore the DIY route before paying a large fee. If you get stuck, there are plenty of people on here who can help with specific questions.
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