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Do I actually need my house phone now?
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No you don't need it, mobile phones are cheaper for making calls, and with WiFi calling mobile coverage is not a problem.
Having a landline would give you a backup if the mobile network went down, but mobiles will connect to any network for emergency calls. You'd need to look at the cost of any deal you could get and see if the cost is worth it for a very rare occurrence. We used to keep an old phone plugged in as a backup as we got a landline number with now broadband but we didn't use it for years. When we got full fibre we got tid of it completely as we found a deal for 900mb fibre without a landline that was cheaper than the 65mb with landline deal we had before.
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It seems that some people don't understand anything about WiFi calling or perhaps don't use a smartphone.
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Bit snarky. Perhaps some people do understand something about wi-fi calling and perhaps some people do have a smartphone. I would counter by saying that some people don't seem to understand that wi-fi has a limited range and the awfully useful smartphone is often out of the range of the awfully useful wi-fi signal. As you yourself say, people's circumstances do differ.
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