How many regular savers do you have? - The League Table

Ghostcrawler

Total Regular savers (me+OH) = 52

Monthly investment = £13,570

Total invested = £64,640

Weighted Average = 6.16%

Minimum % for new RS = 5% (as got some TSB, HSBC, Furness)

My madness to RS only started end of 2024 and only had few maturity of my RS - Co-op, First Direct, Zopa, Principality

You'all numbers are really an inspiration!!!

Bobblehat

@Ghostcrawler … thanks for the entry details and welcome to the league 😀

Could you tell me how many you have yourself (rather than me+OH) so I know where to place you in the table. The 52 figure will go in column 3 (inc other).

TIA

Ghostcrawler

https://forums.moneysavingexpert.com/discussion/comment/82067837#Comment_82067837

thank you for the welcome :-)

26 me and 26 OH

Bobblehat

Thanks @Ghostcrawler … Just a heads up on a past discussion so that we all know your figures fit in with all the rest …

Quite a while back, the contributors who were not including their OH (for example, those not having OHs) asked if I could arrange the data in the table according to just the data pertaining to the individual forum member and not jointly with their OH (for example).

The "per Month", "Current Value", "Annual Return" and "weighted Average" columns contain data for just the RSs held by the forum member, not adding in the OH's as well. This, the contributors argued, would give a fairer comparison, and so the table was amended to reflect that.

As a compromise to those who liked to send the number their OH have, I put the total of both in the 3rd column ("inc other"), but it isn't used in any "sort" criteria or calculation. In the last update, you'll see I hold 25 and Mrs Bobblehat holds 7, so 32 in the "inc other" column. The rest of my row reflect just the data from my 25 RSs.

Bearing in mind the above, I will happily amend any of your figures you sent to reflect your individual holdings. Naturally, if OH is a forum member too, I'd be pleased to add their figures in their own appropriate row in the table under their Forum Name 😀

TIA

Ghostcrawler

https://forums.moneysavingexpert.com/discussion/comment/82067899#Comment_82067899

Thanks for the background and I agree that main table should only include data pertaining to individual forum member provided OH is not already part of this forum, else where do we stop as other family members can also have it :-D. To confirm my OH is not here, so sharing my contributions only

Total Regular savers = 26

Monthly investment = £6,760

Total invested = £31,420

Weighted Average = 6.11%

Minimum % for new RS = 5% (as got some TSB, HSBC, Furness)

Bobblehat

Thanks for your understanding @Ghostcrawler … and for the updated figures which have been added to the table and will appear at the next update in early August at the latest 😀

winkowinko

I have now doubled the amount of regular savers that I hold, from 1 to 2.

Zopa & Lloyds.

Quality over quantity 😀

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/82069386#Comment_82069386

Nice to hear from a tail-ender 😀

That's funny! Keep going! 👍️

subjecttocontract

In spite of closing all but one of my regular savers over the last few months I have been unable to resist the latest 8% offers from Santander & Lloyds. So, I've now reached base camp on my climb to the summit with a total of 3.

I'll be very happy to open more regular savers at 8%.......just keep them coming. 😁😁

jaypers

Update on mine below. My revised strategy for one only maturing every month going forwards has gone out of the window with all of the recent activity in the market. Also, Coventry is only there because of their draw.

	End Total	Rate	Est Interest	Maturity	Days Left
Regular Saver
Principlaity (6m) Issue 4	£1,200.00	7.36	£22.08	06/08/2026	22
Principlaity (6m) Issue 5	£1,200.00	7.36	£22.08	12/08/2026	28
Darlington	£3,000.00	5.75	£86.25	30/09/2026	77
Monmouthshire	£6,000.00	6.00	£180.00	13/09/2026	60
Coventry	£120.00	4.30	£2.58	17/09/2026	64
The Vernon	£3,000.00	5.75	£86.25	30/09/2026	77
Progressive	£3,600.00	6.75	£121.50	05/10/2026	82
Principality Xmas	£1,800.00	6.50	£58.50	24/10/2026	101
Zopa	£3,600.00	7.10	£127.80	31/10/2026	108
Furness 10 Month	£1,600.00	6.75	£49.00	20/11/2026	128
Hanley	£3,600.00	6.30	£113.40	03/02/2027	203
Skipton	£3,000.00	5.75	£86.25	18/06/2027	338
Buckinghamshire	£3,000.00	6.40	£96.00	23/06/2027	343
Santander	£2,400.00	8.00	£96.00	23/06/2027	343
First Direct	£3,600.00	7.00	£126.00	25/06/2027	345
Virgin	£3,000.00	6.50	£97.50	30/06/2027	350
Co-Op	£3,000.00	7.00	£105.00	10/07/2027	360
Halifax	£3,000.00	8.00	£120.00	14/07/2027	364