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Jubilant June's No-Spend Days Challenge!
Comments
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NSD today and I got a refund from the Oyster helpline for last week. £25 coming back to me next week. :)
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
July NSD challenge 1/10
July AFD challenge 0/141 -
Total for June 18/20 . Close but narrowly missed target. Hot weather and being outside = spending on cold drinks, food out.
Realistic target is 15 for July.
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £9
Emergency fund Current total £290.33/£500
Pay off by Xmas 2026 Current total left £720.48/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs 21/20 June 2026 NSDs 18/20
Decluttering 365 items 50/3652 -
1 today which I think just squeaks me to target … 🤞
KK
As at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2026 as @ 24th June.
Produce tracker: £157 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
thank you lovely
June has been hard work! Thankfully next week is my 4 weekly cold turkey week - i feel like i need a cash £ reset. I don't know about you all lovely people but i still feel shattered after the heat wave and sleepless nights. Being tired is a driver for frequent convenience spends
w/c 6 July 4 weekly cold turkey week £0/£60
July NSD 0/18
July Grocery challenge £0/£279
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £202.79/£270 = £xx tbc
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
Declaring a NSD today.
2026 decluttering: 2,571 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 515🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5001 -
Another one for me
Current No Spend Challenge: 0/13
2025 No Spend Days: 80/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
June 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
beanielou
26/19
cathybird
21/15
crazybeautiful
18/20
Deb4
21/15
Dizzycap
12/20
Doris17
12/10
FrugalAspirations
7
Honeysucklelou2
2/10
InDebtEnby
17/13
KajiKita
16/15
laurenh1
22/15
LittleMissDetermined
20/20
loopylupin
12/12
Mamma2004
10/16
OptimisticSaver
7/8
Peony40
2/15
Pinkpieuni
5/10
QueenJess
16/15
Rupacomp
13/10
Sallyp2
18/18
Soontobeoap
14/15
Tenar15
9/10
ThriftyPrincess40
23/22
VickyA 2
11/15
WannaBeeFree
6/10
Everyone welcome to join!
2 -
Must've missed declaring gone as I hit 20 in June 🤦♀️
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60001 -
Sorry I disappeared for a while - we are away on holiday, with very little reception. I made 3 more NSDs, so just missed my target. Hoping for more success this month.
March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
@LittleMissDetermined I might have miscounted - I hope not, but it does happen. Anyway now fixed, apologies if it was my fault! xx
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