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Jubilant June's No-Spend Days Challenge!
Comments
-
One today please 😊
I think I should go for 20 next month, get back on the straight and narrow etc … 😉
KK
As at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2026 as @ 24th June.
Produce tracker: £157 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Declaring a NSD today. Will stick at 15 days for July - hopefully it'll be less hot!
2026 decluttering: 2,571 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 515🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5002 -
June 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target
beaten
beanielou
24/19
cathybird
18/15
crazybeautiful
11/20
Deb4
19/15
Dizzycap
12/20
Doris17
12/10
FrugalAspirations
7
Honeysucklelou2
2/10
InDebtEnby
13/13
KajiKita
13/15
laurenh1
18/15
LittleMissDetermined
19/20
loopylupin
12/12
Mamma2004
5/16
OptimisticSaver
4/8
Peony40
2/15
Pinkpieuni
5/10
QueenJess
15/15
Rupacomp
12/10
Sallyp2
16/18
Soontobeoap
12/15
Tenar15
9/10
ThriftyPrincess40
21/22
VickyA 2
11/15
WannaBeeFree
2/10
Everyone welcome to join!
1 -
Yes, it’s a bright shiny new month just round the corner ... Any thoughts on targets? (I've listed the same targets as this month but pls say if you'd like to aim for something different!)
July 2026 NSD targets
beanielou 19
cathybird 15
crazybeautiful 20
Deb 4 15
Dizzycap 10
Doris17 10
FrugalAspirations 7
Honeysucklelou2 10
InDebtEnby 13
KajiKita 20
laurenh1 15
LittleMissDetermined 20
loopylupin 12
Mamma2004 16
OptimisticSaver 8
Peony40 15
Pinkpieuni 10
QueenJess 15
Rupacomp 10
Sallyp2 18
Soontobeoap 15
Tenar15 10
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10🌞 🌞 Everyone welcome to join! 🌞 🌞
3 -
Happy with target👍🏻
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110001 -
early call on NSD, 12/12 now. I’ve found it tough again this month. Keep going everyone.
3 -
Another NSD for me today taking me to 19/15
Make £2026 in 2026 #19
February NSD2 -
Very little money left from my wage so defo a NSD today
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110003 -
One today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 14 months left.2 -
Definitely one for me today…
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5189/£60002
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