Jubilant June's No-Spend Days Challenge!

cathybird

Welcome to Jubilant June's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy. 

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month 

To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!

Tips for the challenge:

1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, essential health spending such as dental checkups or medications, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)
4. It also helps to bookmark the thread, it's much easier to find.
5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind. 

June emojis:

Off to a start
5 days
10 days
15 days
20 days
25 days
Target reached
Target beaten

Everyone welcome to join! 😊😊

cathybird

June 2026 NSD targets 
ArgyllLady 15
beanielou 19
cathybird 15
Deb 4 15
Dizzycap 10
Doris17 10
FrugalAspirations 7
Honeysucklelou2 10
InDebtEnby 13
KajiKita 15
laurenh1 15
LittleMissDetermined 20
loopylupin 12
Mamma2004 16
Pinkpieuni 10
QueenJess 15
Rupacomp 10
Sallyp2 18
Soontobeoap 15
ThriftyPrincess40 22
VickyA 2 15
Wanna Bee Free 10

🌞 🌞  Everyone welcome to join! 🌞 🌞

Dizzycap

@cathybird - Thank you for another wonderful NSD thread xxxx

FrugalAspirations

I'd love to join! I'm going to low-ball as I've got a couple of work trips that will 100% end up in me spending money on not strictly necessary things like coffee, as well as a big birthday party and I'm also hoping to at least start booking our summer holiday. So while I hope to exceed it, let's put 7 total 😬 (feels barely worth it for so few!)

Dizzycap

@ FrugalAspirations - A very warm welcome to you and welcome aboard the June NSD Train xxx

Nice first NSD monthly target. 7 NSD's is more than worth it, as it's 1{4 of the month with NO spending which soon adds up 🤗.

loopylupin

@FrugalAspirations a warm welcome!
a commitment to any amount is a good way to help you think about spending. Wishing you luck. 😊

cathybird

@FrugalAspirations hi and a warm welcome from me too, I've added you to the list, hope you enjoy the challenge

Doris17

I'm in with the 10 days to start.Need to get back in the habit.Thank you @cathybird.

cathybird

@Doris17 yay! You're on the list

Honeysucklelou2

Thank you Cathybird, for organising this challenge 😊.

cathybird

June 2026 NSD totals

NSD-ers	Totals	Off to a start	5 days	10 days	15 days	20 days	25 days	Target reached	Target beaten
ArgyllLady	15
beanielou	19
cathybird	15
crazybeautiful	20
Deb4	15
Dizzycap	10
Doris17	10
FrugalAspirations	7
Honeysucklelou2	10
InDebtEnby	13
KajiKita	15
laurenh1	15
LittleMissDetermined	20
loopylupin	12
Mamma2004	16
Pinkpieuni	10
QueenJess	15
Rupacomp	10
Sallyp2	18
Soontobeoap	15
ThriftyPrincess40	22
VickyA 2	15
WannaBeeFree	10

Everyone welcome to join!