We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Anyone else still pay by cash?
Comments
-
Regards the technology failing, I went into a popular pub one weekend and was surprised how quiet it was. Their online payment system was down and they were, apologetically, only accepting cash.
It is not for such instances I carry cash but was grateful to be able to enjoy a quiet drink.
Things that are different: draw & drawer, brought & bought, loose & lose, dose & does, payed & paid1 -
Yes I understand. but if I'm taking an art clase or paying for bacon in the market then cash may well be preferred. Many still prefer cash. if they are relunctant then I will pay by card.
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅🏅0 -
I always pay by card for large purchases, but often pay for low cost items with cash. Just yesterday, in a sandwich and pasty shop, I had decided what I wanted and got the correct coins ready before the server was available, then handed over the cash in exchange for the food, and was ready to leave before the sale was even rung up on the till. In the ice-cream shop, I paid by card (couldn't do the exact change, and it was more anyway), had to wait for the card reader machine, and then it took two goes to register. On other occasions paying by card, the bank has decided it wants a PIN, and then there's the messing about actually inserting the card in the machine, and my mental struggle recalling the correct PIN from the many I have for various cards. Cards are often convenient, but sometimes downright awkward.
Eco Miser
Saving money for well over half a century0 -
You can avoid a lot of that if you pay by phone, you just need your fingerprint or face to unlock the phone and it will work for any amount.
1 -
I rarely use my phone to pay for anything, largely because Apple (in my case) take a fee from every transaction. I realise that this isn’t something that costs me extra, but Apple make enough money as it is. I don’t know where this fee is taken but it’ll either be the financial institution or the retailer. I realise that banks already make obscene sums but as least the money stays in the UK. I am also aware that the fee is tiny, but it all adds up and this makes me feel as though I’m taking a stand, despite this being no more than an insignificant gesture.
I do use my watch on TfL because it’s convenient and safer when tapping out late at night. It’s also very handy at naturist places.
0 -
Thats all depending on either you having correct change or driver having enough change. Drivers can get awkward there isnt. Busses are one of the things that's genuinely better with cards
1 -
Yes I still use cash now & again, & I ALWAYS carry cash. As a previous post has said, I've also been in a restaurant when the card payment system went down, people running off to find an ATM!
I firmly believe that trouble is being stored up by being completely 'cashless' & relying so heavily on technology.
Seen it all, done it all, can't remember most of it.0 -
On the buses here you can just tap on and tap off like you do on the London underground. They take cash too but don't give change, and I can't remember the last time I saw anyone paying cash.
0 -
I don't support tax evaders. Very few businesses that are taking cash, paying suppliers and staff in cash etc are legitimate, more likely tax dodging / money laundering. Still have all the other charges of course!
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0 -
You don't pay more for parking on the app
Those shops are typical of the financial ignorance of the "cash is king" crowd, they see a 10p transaction fee for a coffee so think taking cash is 10p more profit. They don't see the lost business as the vast majority who don't pay cash simply walk by. They don't look at the costs of taking cash, storing cash, depositing cash, paying someone to take cash to the bank or the risk of doing it themselves, the security of checking notes, fraud, thefts etc
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards