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Advice on consolidation please!
Comments
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Just an extra suggestion:
Since the expectation for this year seems to be that interest rates will stay stable or even rise, you could consider
1) Letting your 4 ISAs mature and hold in decent rate easy access ISAs
2) Transfer 2 of them into the best Fixed Rate ISA available
3) Hold off transferring the other two in the hope that better fixed rates might emerge.
Personally, I find there is nothing that so predictably triggers a general savings interest rate rise as me having just opened a 12 month fixed rate saving product… 😩 <not bitter>1 -
Personally, I find there is nothing that so predictably triggers a general savings interest rate rise as me having just opened a 12 month fixed rate saving product… 😩 <not bitter>
Nailed-on absolute certainty.
1
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