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Frosty melts the mortgage!

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Comments

  • FrostyFrosty
    FrostyFrosty Posts: 58
    10 Posts Name Dropper Photogenic
    Forumite
    edited 4 October at 6:31PM

    Technically not a NSD. I bought something for my dad from Amazon, but he’s going to pay me back. So I suppose it doesn’t really count because I won’t be out of pocket.

    Went to the car boot today. We made back the entrance fee and then on top of that made £18 profit, so £6 each. My mum will transfer me the cash and I’ll put it in my ISA. 

    Not quite the heady days of the previous two car boot sales when we made £15 each, but a profit is a profit and my parents are pleased because they got rid of a few big items. The car was a bit emptier on the way home.

    Sunday night always comes round too quickly. Another tea bag used up, reluctantly.

    Progress on the Great Drinks Cupboard Clear-Out: 
    Pukka teabags: 7
    Hot chocolate sachets: 14

    Mortgage May 2022 (starting balance): £94,000

    Mortgage December 2022: £92,065

    Mortgage December 2023: £88,139

    Mortgage December 2024: statement is missing so idk

    Mortgage December 2025: £82,363

    Mortgage December 2026: tbc


    2026 MFW #46: £2,000/£3,000

  • FrostyFrosty
    FrostyFrosty Posts: 58
    10 Posts Name Dropper Photogenic
    Forumite
    edited 5 October at 12:28PM

    I never thought of that to be honest… but now I’ve only got 7 left I am kind of determined to see it through 😂 I might investigate though and see if people use it here, because I wouldn’t mind giving away the hot chocolate sachets.

    Mortgage May 2022 (starting balance): £94,000

    Mortgage December 2022: £92,065

    Mortgage December 2023: £88,139

    Mortgage December 2024: statement is missing so idk

    Mortgage December 2025: £82,363

    Mortgage December 2026: tbc


    2026 MFW #46: £2,000/£3,000

  • FrostyFrosty
    FrostyFrosty Posts: 58
    10 Posts Name Dropper Photogenic
    Forumite

    NSD. Couldn’t face a tea, so still 7 teabags remaining. 

    I investigated Olio. I’ve listed another box of tea I have that’s unopened and that realistically I don’t know if I will drink. I’ll leave it there for the next 5 days until the listing automatically closes. I guess if it doesn’t go, that’s another 40 teabags to work through 😂

    There doesn’t seem to be a lot of people near me on the app. I seem to remember downloading it but never using it, and maybe that’s why.

    One shop has listed some reduced items on there though. I don’t really need anything right now because I did my big shop and I’m trying to last the rest of the month just with top ups. But I might keep an eye on it for things like bread or mince that I could turn into portions of chilli and freeze for dinners.

    Progress on the Great Drinks Cupboard Clear-Out: 
    Pukka teabags: 7
    Hot chocolate sachets: 14

    Mortgage May 2022 (starting balance): £94,000

    Mortgage December 2022: £92,065

    Mortgage December 2023: £88,139

    Mortgage December 2024: statement is missing so idk

    Mortgage December 2025: £82,363

    Mortgage December 2026: tbc


    2026 MFW #46: £2,000/£3,000

  • South_coast
    South_coast Posts: 6,707
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    You could also put anything unopened in a food bank collection if Olio doesn't work out? Don't force yourself to drink 40 cups of tea you don't like!

    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • FrostyFrosty
    FrostyFrosty Posts: 58
    10 Posts Name Dropper Photogenic
    Forumite

    Not a NSD. £18.65 spent today on some top ups of fruit and things, more dairy free spread for toast. And I bought myself a £5 bunch of flowers because that’s always nice. Did a little clean of the flat this evening. I always forget how much better I feel when it’s nice and tidy. 

    On the tea front: no Pukka teabags used and no movement on Olio. I actually might just take the box of teabags to work and put them in the communal kitchen. Then they aren’t my problem anymore 😂

    Progress on the Great Drinks Cupboard Clear-Out: 

    Pukka teabags: 7
    Hot chocolate sachets: 14

    Mortgage May 2022 (starting balance): £94,000

    Mortgage December 2022: £92,065

    Mortgage December 2023: £88,139

    Mortgage December 2024: statement is missing so idk

    Mortgage December 2025: £82,363

    Mortgage December 2026: tbc


    2026 MFW #46: £2,000/£3,000

  • beanielou
    beanielou Posts: 101,418
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Good idea to take the tea bags to work.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • FrostyFrosty
    FrostyFrosty Posts: 58
    10 Posts Name Dropper Photogenic
    Forumite

    NSD.

    I got my soup maker out for this first time this autumn! I bought a load of frozen vegetables when I did my Big Shop so I put a mixture of them in, along with a couple of potatoes and some frozen butternut squash that has been lurking in the freezer for a while 😬 Turned out pretty decent! I had one portion for lunch and there are two more in the fridge for lunch on Thursday and Friday.

    Made progress on the drinks cupboard today. Had a hot chocolate during a miserable day at work full of meetings (gingerbread flavour, 3/10, not a fan) AND as I’m writing this I’m sipping on a Pukka night time tea. 

    Progress on the Great Drinks Cupboard Clear-Out: 

    Pukka teabags: 6
    Hot chocolate sachets: 13

    Mortgage May 2022 (starting balance): £94,000

    Mortgage December 2022: £92,065

    Mortgage December 2023: £88,139

    Mortgage December 2024: statement is missing so idk

    Mortgage December 2025: £82,363

    Mortgage December 2026: tbc


    2026 MFW #46: £2,000/£3,000

  • FrostyFrosty
    FrostyFrosty Posts: 58
    10 Posts Name Dropper Photogenic
    Forumite

    NSD. I’ll need to go to the shop tomorrow for bread, milk etc. Another Pukka teabag used. I hate it so much 😂 Nothing else to report really. 

    Progress on the Great Drinks Cupboard Clear-Out: 
    Pukka teabags: 5
    Hot chocolate sachets: 13

    Mortgage May 2022 (starting balance): £94,000

    Mortgage December 2022: £92,065

    Mortgage December 2023: £88,139

    Mortgage December 2024: statement is missing so idk

    Mortgage December 2025: £82,363

    Mortgage December 2026: tbc


    2026 MFW #46: £2,000/£3,000

  • beanielou
    beanielou Posts: 101,418
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Tip for you re tea bags. Put actual bag in food recycling bin and paper in the paper recycling. ♻️. Done.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • FrostyFrosty
    FrostyFrosty Posts: 58
    10 Posts Name Dropper Photogenic
    Forumite

    It’s ok, they’ve gone. Well the box of 40 has. I took them to the office and put them in a cupboard in the kitchen. Thank you though!

    £19.80 spent today on various groceries/household items/wrapping paper and a birthday card. One more Pukka teabag used. I’m making such good progress!! I won’t recycle these now I only have four left, and the rest I have I actually will drink. It was just that box of 40 that I didn’t want.

    Progress on the Great Drinks Cupboard Clear-Out: 

    Pukka teabags: 4
    Hot chocolate sachets: 13

    Mortgage May 2022 (starting balance): £94,000

    Mortgage December 2022: £92,065

    Mortgage December 2023: £88,139

    Mortgage December 2024: statement is missing so idk

    Mortgage December 2025: £82,363

    Mortgage December 2026: tbc


    2026 MFW #46: £2,000/£3,000

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