We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Following Passive Investing

2456

Comments

  • goodValue
    goodValue Posts: 547 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    If it wasn't already apparent, I should say that I am a novice, and this is a learning exercise.

    I welcome the comments about particular funds, but I was trying to find out why I couldn't view specific funds.

    On the T212 webpage there are only two dropdowns, so I can't see what else would make more funds appear on the screen.

  • oddcueball52
    oddcueball52 Posts: 48 Forumite
    10 Posts Name Dropper Photogenic
    edited 20 April at 11:57PM

    I believe you are referring to T212 trading instrument where you can view all the ETFs available? Are you viewing this on the PC?

    image.png

    The scroll bar is not obvious till you hover near it.

    image.png

    It would be easier if you use the name or ticker to search.

    Edit: There is a site called JustETF which you can use to screen or filter down ETFs to research and check if available on T212.

  • InvesterJones
    InvesterJones Posts: 1,658 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 21 April at 8:31AM

    If a novice, I don't recommend T212. But if you insist then use the magnifying glass icon in the app to go to the search tab, and type in PACW in the search bar. But really, ideally don't use T212, at least for discovery - it's sometimes hard to find important details about funds.

  • cloud_dog
    cloud_dog Posts: 6,431 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    @goodValue just in case you were a little usure, 'passive investing' relates to finding a fund that tracks an index that you wish to invest in.

    These indexes are produced by different organisations, you may have come across some from MSCI or FTSE, e.g. MSCI World (developed world) or FTSE All World (developed and emerging markets). Some can be country or stock market index specific, e.g. S&P500.

    The main point is that passive investing tracks an index. Most but not all ETFs are passive, but some are managed, and some OEIC funds are similarly passive (track an index), although a lot are probably managed funds.

    The key is to identify the index you wish to track/invest in, and then find a fund that tracks that index (of which there should be many).

    For example All World...

    https://www.justetf.com/uk/how-to/ftse-all-world-etfs.html

    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
  • GeoffTF
    GeoffTF Posts: 2,538 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 21 April at 11:03AM

    I would want the market capitalisation to be up in the £billions, which will filter out a lot of those Funds. JustETF is a good source of information. I would also be reluctant to stray away from the market leaders: Vanguard and BlackRock.

  • goodValue
    goodValue Posts: 547 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    I believe you are referring to T212 trading instrument where you can view all the ETFs available?

    I am on a Windows laptop, on the https://www.trading212.com/trading-instruments/invest webpage.
    I see a slightly different webpage than yours.
    It has "212 Invest" in the dropdown at top left.
    There is no "212 Stocks ISA" option.
    I assume this is different due to you being logged into the T212 site.

    However, I can now see the PACW fund thanks to your suggestion of using a ticker to search.
    I double-checked by trying the ACWI fund suggested, but this came up with 5 funds. Thus you need to be careful looking at the ticker and name.

  • goodValue
    goodValue Posts: 547 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    There is a site called JustETF which you can use to screen or filter down ETFs to research and check if available on T212.

    I found the JustETF website, and a search on PACW brought up a detailed webpage.
    I didn't see any indication of which platforms sold the fund.
    How would I navigate to see which platforms deals with a particular fund?

  • goodValue
    goodValue Posts: 547 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    Just to clarify - I am not interested in buying PACW, I was only using it to learn about some of the mechanics of investing.

    And also to learn more about the basic suggestions I've found:

    Keep it simple

    Minimise costs

    Low-cost ETF's are good for minimising costs (better than all other types of securities?)

  • InvesterJones
    InvesterJones Posts: 1,658 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 21 April at 12:06PM

    No, low-cost ETFs are definitely not better than all other types of securities. It sounds like you're focusing on cost, before actually considering what your strategy is and what the best fit is for that strategy.

  • goodValue
    goodValue Posts: 547 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    No, low-cost ETFs are definitely not better than all other types of securities

    I should have been more specific.

    My implied query was "are low-cost ETF's amongst the lowest cost securities".

    This is a different issue to where cost-minimisation is placed in an investment strategy.

    Though I've read it should be placed very high, other posts seem to downgrade its importance.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.