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Cash ISA - Interest 'paid away' loses tax free status?

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Comments

  • Barkin
    Barkin Posts: 925 Forumite
    500 Posts Third Anniversary Name Dropper

    ---x---

    If you leave the interest in the ISA it is tax free. If you take the interest from the ISA and put it into another savings product then it is potentially liable for tax.

    All the time interest remains within the ISA it is tax-free and interest compounds from one year to the next, if you remove the interest from the ISA there is a potential tax liability

    ---x---

    Interest earned within an ISA is never taxable, even if it's withdrawn from an ISA.

    If that withdrawn interest is deposited in a non-ISA account, interest on it may be liable for tax, but there is no tax liability on the deposit itself.

  • friolento
    friolento Posts: 3,624 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic

    I am sure you mean that it is the interest on the interest which becomes taxable income, but not the original interest itself

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