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Adding Wife To Title Deeds

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Comments

  • silvercar
    silvercar Posts: 50,782 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81970398#Comment_81970398

    The other option would be to take independent legal advice to confirm you understand the risk of giving your property over to joint tenancy. Im not sure every solicitor would insist on this, given your wife probably has rights to the marital home without being on the deeds.

    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • WYSPECIAL
    WYSPECIAL Posts: 785 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81970469#Comment_81970469

    It's your point about marital home rights that made me question it. It seems a lot to pay for some advice that isn't wanted!

  • silvercar
    silvercar Posts: 50,782 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81970477#Comment_81970477

    It’s to ensure you understand what you are doing and the risks involved. If you and your wife had different solicitors for this, then your solicitor could act for you and there wouldn’t be a conflict of interest.

    As for costs, the only comparable I have is when my OH went on a joint mortgage with my son, so that my son could get the mortgage he needed for his first home purchase. He had to see a different solicitor in the same practice to be given independent device before the purchase could proceed. Again, we felt it unnecessary, but had to comply. The cost was about £150, but that was 4 years ago.

    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
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