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After 20+ years here I'm not sure where I belong anymore ...
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Well done on Vinted it feels so good when things leave the house problem is I end up buying more stuff on there but at least it is cheap. Hope return to work is not too bad enjoy your last few days.
Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
No idea where the last month has gone, but my eye has been off the ball and I overspent in September, so I am back to make myself accountable for where my money goes this month.
I have shuffled everything around into its various pots and now need to make sure I don't spend too much. On payday we got some backpay (support staff pay deal was sorted and backdated to April, so that was welcome), once I'd sorted all the overspends I ended up with £170 more than normal which has been put into a separate pot in case I overspend again. My plan now is to watch every outgoing this month and anything left over, or any money made, will get chucked into a pot or my isa at the end of the month.
Spends so far this month:
£62 petrol (tank was almost empty), £49 Sainsburys, £15 Home Bargains (toilet rolls, disinfectant and various bits), £3 on skybet. Today I have taken the dog for a good long walk in the forest, car park would have been £5 but I bought an annual pass so no spend there today. Back home, been to see Mum, and now just roasting a butternut squash in the oven which will go into a traybake with some chicken thighs, chorizo, broccoli, onions, mushrooms, pasta and whatever else is laying around.
I want to go and cut the grass too while the sun is out. Other than that it will be a quick hoover through and then getting ready for the week ahead and catching up on here.
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Back garden grass has been cut, traybake is doing its thing and I've just ordered a Too Good To Go bag - normally I only do the M&S one from the local petrol station, but this one is from an Asda Express at another petrol station, so will see how that goes. I have to collect it between 6-8pm tonight, it cost me 3.40.
Waiting for the traybake to finish then will have a bath as something has bitten me alive while I was out walking. right now though the dog is sparko, the dinner smells good and I've got 5 minutes to mooch on here and maybe do a quick Prolific survey if there are any about.
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
TGTG bag was okay - a pack of chicken tenders which went in the freezer, a bag of oranges, a tub of apple and grapes and 2 scotch eggs.
Lunch for tomorrow has been prepped, downstairs has been hoovered, didn't manage upstairs as the battery ran out. Now need to sort out what I'm wearing tomorrow, find a dress that has sold on Vinted and send an email that I keep forgetting to do. Then I can chill on here until bedtime. Cup of tea has been made and I'm going to get the email done first.
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Good to see you back I miss the old TGTG from our local M&S garage they were mostly so good apart from when it was left over stuff from their BP side.
Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest1 -
Yep I've had a couple that included several bacon rolls from Wild Bean Cafe - not a patch on M&S stuff :)
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5791 -
Today I have spent £5 in M&S on lunch, but have also made £12 on Prolific tonight. Other than that it's been a pretty standard kinda day :)
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5791 -
Morning, the less said about yesterdays football the better :( Moving on, today will involve a dog walk in the forest, lunch with my brother and then footie on the telly this afternoon.
This morning I made £10 profit on a slots game, that has been squirrelled away into my savings account. Tracking my spending this week has made me stop and think before some purchases which is a good thing, and a lot less time spent mooching on Vinted :)
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5792 -
Today has been a no spend day, a rare event these days :)
Ds had a day off today so took Winnie for a long walk before i got home from work which was nice, meant I could get on with dinner as soon as I got home. I ended up making a roast as I had bought the stuff before I knew we were going out for lunch yesterday, so did that, ds and I ate it and the rest has been portioned up for the freezer to take to work. While that was cooking I have swapped over the remainder of my summer clothes and the winter wardrobe is firmly back out now.
Time for a quick shower then its an early night for me tonight with the laptop.
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5791 -
Another unremarkable day at work but then the sun came out so I came home, got the dog and went for a lovely walk down the beach with her after work. Came home, fed the dog and cat, cleaned the kitchen, had a bath and now just watching some football but may go to bed soon.
I did buy some Timberland boots on Vinted, I had a pair for years and loved them, I need some boots for dog walking through the winter, so £15 well spent I hope.
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790
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