If a 25/26 tax year isa is opened on 2nd April 2026 can it be funded AFTER 6 April?

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/81945933#Comment_81945933

It's not 'money paid in before 5 April 2026' it's 'money received before 6 April 2026', although Vanquis appear to be an exception (for crediting accounts already open).

masonic

One needs to be a little careful about this if relying on things getting pushed into the next tax year:

https://www.gov.uk/guidance/manage-isa-subscriptions-for-your-investors#cash-subscriptions

Things like cheques, direct debits and internal transfers can be treated in ways that may be unexpected.

t0rt0ise

https://forums.moneysavingexpert.com/discussion/comment/81946129#Comment_81946129

Why put the £1 in. You just say on the form that you're going to put £20,000 in and then on the 6th do so.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/81946129#Comment_81946129

You haven't explained why only one pound is being put in this tax year. If you are able to put more in this year then do so, because otherwise you will have restricted yourself to £20,001 over both years.