Does anyone have any experience with Prosper for a Cash ISA?

Wolvesinwales_2

https://forums.moneysavingexpert.com/discussion/comment/81953529#Comment_81953529

I haven't phoned this is my online chat. But to further confuse things the

4. 6% rate is now showing in my app.

QuestionMaster3

Thanks winkowinko. If you Google Prosper Bank UK the telephone number comes up as:

"0203 137 0487. It also states "Support is available Monday to Friday, from 9 am to 5:30 pm."

QuestionMaster3

wolvesinwales_2 - two bullets dodged here! Thanks for your help.

winkowinko

https://forums.moneysavingexpert.com/discussion/comment/81953561#Comment_81953561

But that's just what AI is telling you.

What does the Prosper app or web say about contacting them?

sammy_zammy

https://forums.moneysavingexpert.com/discussion/comment/81953533#Comment_81953533

Presumably you already selected the Cash ISA option to initiate its opening before it became no longer available. Therefore the account is still available for you even though you are yet to formally open it.

It is not on the MSE list of top paying ISAs because it is not available to newcomers.

Beddie

https://forums.moneysavingexpert.com/discussion/comment/81953533#Comment_81953533

Me too - stuck £10k in. Yes, I'm an existing customer - I have a SIPP with them.

Iaapita

https://forums.moneysavingexpert.com/discussion/comment/81953533#Comment_81953533

Just checked and mine is the same (wasn't available this morning) on an account I opened last Friday but didn't fund.

Wolvesinwales_2

https://forums.moneysavingexpert.com/discussion/comment/81953984#Comment_81953984

Thank you for the confirmation I was beginning to think I'd imagined it had disappeared! The chat BOT didnt help by just confirming it was no longer available, I've still not had a reply from a human yet.

I had decided it was just easier to stick it in the Nationwide @4% but will possibly put in in Prosper if I get a reply from a human to clear up the confusion.

QuestionMaster3

winkowinko - It's not AI telling me of that number. It's on Prosper's website near the bottom of the page for this link… https://www.prosper.co.uk/help/en/articles/11092505-what-is-financial-guidance

KTog

Prosper back and available with 4.6%

Think I prefer it over Plum's 4.6% because of how the boost is paid:
- Prosper paid monthly from the start
- Plum only paid after 12 months
I can't get Trading 212 - been with them already