YBS four access eISA

lr1277

Hi. I was on Youtube and saw and for YBS so I clicked on it and it led to a page about the Four Access eISA.

Here is the link though I don't know what you will see as it originated from an ad:

https://www.ybs.co.uk/?gad_source=2&gad_campaignid=22454077858&gclid=CjwKCAjwyYPOBhBxEiwAgpT8PzEuB8YSCSehKuavKCxYNpwWN33uBfcIRDy5NBAtdK2JedVpVkOQTRoC2roQAvD_BwE&gclsrc=aw.ds#

If you can't open the link, it says the 4.05% is variable till 30th April 2027. No mention of what happens after that.

So I looked at the product page for the Four Access eISA and there is no mention of the date cut off. But both the advert and the product page mention that interest is paid once!

Anyone know what is going on?

Thanks in advance.

slinger2

"What happens after one year?

Your money will be transferred to an online easy access ISA. We'll send you full details of this account at least 14 days before your Four Access eISA ends."

Seems it lasts exactly a year and then becomes a simple easy access ISA.

.

lr1277

https://forums.moneysavingexpert.com/discussion/comment/81934509#Comment_81934509

Thank you. I apparently missed that piece of information in my haste.

35har1old

https://forums.moneysavingexpert.com/discussion/comment/81934541#Comment_81934541

Should look at the five access witn Principality currently paying 4.2%

lr1277

https://forums.moneysavingexpert.com/discussion/comment/81934895#Comment_81934895

Thanks for the suggestion but the mechanism for funding the account is a little problematic at the moment. This account would be for my mum and her current bank transfer limit is £2k. I found out today how to increase this but we have not yet done so.

There is also a Skipton bs member ISA paying 4.02% at the moment that could be funded by debit card. So that is a consideration.