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My DMP diary - 2026 (year 1)

ArtyJ931 · 2026-03-17 20:27:12

Well… inspired by others I intend to chronicle my own journey through the DMP maze. This is the year I turn 50 and I can't juggle these plates any longer. I earn enough to pay my bills and my debts but there is nothing left for contingency, household or family emergencies, holidays, days out, gifts, car repairs, vet bills…

Comments

1stTimer Posts: 533 Forumite

Today at 3:09PM

I opted for a DMP and it was the best thing I did, the initial stages waiting for defaults to come was the hardest.My 6 years will be up in Sept and nothing in my life will change as I’ve learnt to now budget and save but I will be happy to have the defaults gone.
Honestly it did more for me than just enable me to breathe financially it gave me chance to change my ways and really look into the way I was spending.
Good luck with it, I am sure you will not regret it :-)

The 365 Day 1p Challenge 2026 #26 £288.45/£667.95
Save £12k in 2026 #12 £4242.32/£7500

Car Loan Dec 25- £14,114.74 (60mth)
Jan 26- £9857.07 (42mth)
Feb 26- £6438.83 (28mth)
Mar 26- £5930.87 (26mth)
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