No show for cheque book.

HillStreetBlues

Maybe they mean Royal Mail working days, so you will have it sometime in May.

Nasqueron

https://forums.moneysavingexpert.com/discussion/comment/81917568#Comment_81917568

They're not, but crack on.

Lost cheques, cheques that won't scan in phone apps, problems paying them into a branch etc, plus forgeries, delays in getting the money….

FP with a name/n ID match are paid instantly and can be confirmed e.g. for a tradesman or between people

wmb194

https://forums.moneysavingexpert.com/discussion/comment/81919911#Comment_81919911

They can be useful for very large amounts.

Section62

https://forums.moneysavingexpert.com/discussion/comment/81920041#Comment_81920041

And first deposits for new savings accounts with some of the building societies.

One of the other advantages is the money isn't debited from your account without the recipient taking positive action (discounting fraud by a third-party) so if you are dealing with someone who is slack with their banking and/or untrustworthy then a cheque means they only get paid if they pay the cheque in and the onus is on them to follow up if there is a problem with the payment - whereas the onus is on the sender of a BACS/FP payment to sort things out if the payment (allegedly) doesn't arrive.

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/81917560#Comment_81917560

Well l had the option of ordering a cheque book in the app and after pressing the option it said its on it way.

So l assume l was eligible?

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/81917583#Comment_81917583

I eventually spoke to CS, and he said there was no record of me ordering one!

Bob2000

I got in touch with CS and the guy said there was no record of me ordering one(via the app).

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/81917669#Comment_81917669

Probably:(

mta999

https://forums.moneysavingexpert.com/discussion/comment/81919911#Comment_81919911

They are eg for paying £100000 into your new savings account

Also for eg paying for something online where you are not entirely comfortable with them having your credit card details

Also eg for paying someone.where you don't want to make a bank transfer to them

There are other examples but I am sure you can think.of a few

Rob5342

Credit cards are better for online transactions as you get the section 75 protection. If it's less than £100. You can also use something like a virtual debit card or PayPal if you are worried about giving your card details.