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March Forward Into Spring 2026

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Comments

  • beanielou
    beanielou Posts: 99,744 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Can’t be worse than the truly vile sleep tea I bought. Shudder.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • WelshmansDaughter
    WelshmansDaughter Posts: 2,160 Forumite
    1,000 Posts Fourth Anniversary Name Dropper

    Never found a good sleep tea they all have something randomly disgusting in them. Got the Breathe Deep one for nighttime instead

  • PennysIntoPounds
    PennysIntoPounds Posts: 6,612 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Complained to our building society even though I really did not want to be Mrs Constant Complaints but they are taking the mick

    Also started ordering my mum's birthday gifts rather than writing it in my to-do diary and then wondering why I felt rushed having not just done these quite simple things when I thought of it!

  • PennysIntoPounds
    PennysIntoPounds Posts: 6,612 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    We are having a successful eating down the cupboards night by using up a couple of tins of soup which have been in there for ages

    I have also got a nightcream sample sachet out to use in my quest to use up the toiletries, though I'm usually too tired by bed time for extra faff. But I have got it out!

  • beanielou
    beanielou Posts: 99,744 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    I keep my night cream & neck cream on the side table next to where I sit & still don’t always do it!

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Rhyddid2026
    Rhyddid2026 Posts: 1,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I have persevered to get my balances transferred to my new 0% credit card.

    I had no pin after 2 weeks. There was no option to do a balance transfer when I eventually got into the app. No option to 'chat' or message on the app

    I've had to do 2 separate phone calls and queue each time.

    It's taken me just over an hour in actual time but many many hours of trying different things and gritting my teeth.

    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,612 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Applauding your perseverance @Rhyddid2026, that is exactly the sort of situation that has me turning the air blue and vowing to live off-grid despite having no survival skills as it could not be worse than having to interact with this sort of nonsense

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