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Marvellous March's No-Spend Days Challenge!

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Comments

  • beanielou
    beanielou Posts: 99,344 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    One today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • InDebtEnby
    InDebtEnby Posts: 298 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Finally managed another one yesterday 🥳

    Current No Spend Challenge: 11/13
    2025 No Spend Days: 49/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • laurenh1
    laurenh1 Posts: 1,133 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper

    One today.

  • Small spend day today, very much needed to restore balance

    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • cathybird
    cathybird Posts: 16,515 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 March at 2:54PM

    March 2026 NSD totals

    NSD-ers

    Totals

    Off to

    a start

    5 days

    10 days

    15 days

    20 days

    Target reached

    Target

    beaten

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    Target beaten March NSDs.gif

    AuntieL

    1/15

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    beanielou

    12/19

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    BlueKelpie26

    2/14

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    cathybird

    7/15

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    Changeyourlife25

    10

    crazybeautiful

    10/20

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    cuddlymarm

    15

    Deb4

    6/15

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    Dizzycap

    11/20

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    doingitanyway

    1/12

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    Doris17

    10/20

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    Honeysucklelou2

    5/10

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    InDebtEnby

    2/10

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    KajiKita

    12/20

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    laurenh1

    11/18

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    LittleMissDetermined

    7/20

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    loopylupin

    8/12

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    Mamma2004

    8/14

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    Optimistic Saver

    11/22

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    Pinkpieuni

    2/10

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    RhiBi

    1/15

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    Rupacomp

    4/10

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    Thriftymissus

    12/25

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    ThriftyPrincess40

    10/22

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    VickyA 2

    6/15

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    WannaBeeFree

    7/10

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    Everyone welcome to join!  Untitled Image

  • loopylupin
    loopylupin Posts: 65 Forumite
    Sixth Anniversary 10 Posts Name Dropper Photogenic

    another NSD today, 8/12

  • crazybeautiful
    crazybeautiful Posts: 58 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic

    4 NSDs in a row. New total 10/20

    Make £2026 in 2026 Current total £221.92
    Save £1 per book read in 2026 Current total £5

    Emergency fund Current total £270.36/£500

    Pay off by Xmas 2026 Current total left £1071.86/£1300

    January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
    April 2026 NSDs

    Decluttering 365 items 50/365
  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper

    I’ve lost count but I think I’m at number 12 now with yesterday and today. 👍

  • Optimistic_Saver
    Optimistic_Saver Posts: 363 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    Happy weekend, everyone.
    Another one for me today - NSD #11/22

    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • KajiKita
    KajiKita Posts: 9,978 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    Not sure what’s going on with me this month, I keep forgetting to check in … 🤷‍♀️

    Anyway, two more for 12th and 13th. Not sure about today yet.

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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