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Marvellous March's No-Spend Days Challenge!
Comments
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One today.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Finally managed another one yesterday 🥳
Current No Spend Challenge: 11/13
2025 No Spend Days: 49/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20302 -
One today.
1 -
Small spend day today, very much needed to restore balance
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5002 -
March 2026 NSD totals
NSD-ers
Totals
Off to
a start
5 days
10 days
15 days
20 days
Target reached
Target
beaten
AuntieL
1/15
beanielou
12/19
BlueKelpie26
2/14
cathybird
7/15
Changeyourlife25
10
crazybeautiful
10/20
cuddlymarm
15
Deb4
6/15
Dizzycap
11/20
doingitanyway
1/12
Doris17
10/20
Honeysucklelou2
5/10
InDebtEnby
2/10
KajiKita
12/20
laurenh1
11/18
LittleMissDetermined
7/20
loopylupin
8/12
Mamma2004
8/14
Optimistic Saver
11/22
Pinkpieuni
2/10
RhiBi
1/15
Rupacomp
4/10
Thriftymissus
12/25
ThriftyPrincess40
10/22
VickyA 2
6/15
WannaBeeFree
7/10
Everyone welcome to join!
0 -
another NSD today, 8/12
1 -
4 NSDs in a row. New total 10/20
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £5
Emergency fund Current total £270.36/£500
Pay off by Xmas 2026 Current total left £1071.86/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs
Decluttering 365 items 50/3652 -
I’ve lost count but I think I’m at number 12 now with yesterday and today. 👍
2 -
Happy weekend, everyone.
Another one for me today - NSD #11/22March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Not sure what’s going on with me this month, I keep forgetting to check in … 🤷♀️
Anyway, two more for 12th and 13th. Not sure about today yet.
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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