Fixed Maturing soon, looking at options

NewPieman

Hi All

I have a Shawbrook Fixed maturing soon, it looks today that we are being offered a Maturing ISA Fixed with Shawbrook at 3.91%……it purely contains an ISA deposit from a couple of years ago and has "rolled over".,

I had a look and see that Kent Reliance are offering a 1 year Fixed at 4.08%……whilst checking the T&Cs I see this….. "If you want to transfer your ISA from another provider to us, you must transfer your full ISA subscription for the current tax year. You can also transfer your previous year’s ISA subscription, either partially or in full."

I have a 2025/26 Cash ISA (with KR this year which has around £16k in, I was looking to put the last £4k into a S&S ISA with Trading212…..

Question is IF I decide to open the new KR 1 year FIXED with a view to transfer the maturing one from Shawbrook in do I ALSO have to move the 2025/26 Cash ISA from KR into the new FIXED Kent Reliance???

masonic

https://forums.moneysavingexpert.com/discussion/6656113/fixed-maturing-soon-looking-at-options

If the ISA you're transferring has no current year subscriptions, or you plan to leave all the current year subscriptions behind, then the statement is irrelevant.

NewPieman

Thought I would check - cheers!