Probate questions

GrubbyGirl_2

You do need to talk to Social Services. The care home will have notified them of your mums death but there still may be financial costs to be met. You say your mum's estate is worth around £300k means that she would have been classed as a self funder with regards to her care, but SS would have "managed" the payments to the home. Unless she had significant savings which were funding her care (plus her pensions) you may find that SS have put a charge against her home to cover costs. You really do need to understand how her care was being funded as I would suggest her pensions alone were not sufficient to cover the weekly costs of her care.

noclaf

@GrubbyGirl_2 - Re Social Services and charges for mums care, I pre-empted this by raising with SS before she went into care (during search for a placement). It was agreed by LA at that point that the house would not be taken into consideration (disregarded) and this was confirmed by email. All her pensions and AA were put towards care costs with a small balance left over (calculated by LA taking into consideration her savings) for her personal allowance. At no point have I been informed of any change in position by the LA also noting I am mums next of kin and managed all her finances including care home payments by way of a Deputyship.

So I would be surprised if there was a charge applied without agreement upfront or consulting with me first, given I proactively contacted SS and discussed in detail about this exact aspect before we found mums care placement.

poseidon1

https://forums.moneysavingexpert.com/discussion/comment/81886375#Comment_81886375

Also as co owner on the legal title I cannot see how a charge could be imposed without you being eventually being directly notified of the fact by the Land Registry.