The Top Regular Savers Discussion Thread

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82058632#Comment_82058632

Alternatively just do what I do and abstain from booze altogether, I've never touched a drop in my life. I prefer to spend my time dealing with regular savers and fiddling about with spreadsheets, occasionally popping onto this forum because a nice bank has decided to pay me 8%.

Bob2000

Santander regular saver.

So l got pulled in by all this talk of the new super duper 8% RS.

I opened a new current account earlier (already had old log in details) and at the end of the application process they asked if l want the 8% RS. You bet! Ta very much.

So just funded it with £200 so my next payment will be due on 3rd August??

Is that correct?

masonic

https://forums.moneysavingexpert.com/discussion/comment/82058762#Comment_82058762

Given that today is 4th July, wouldn't that be a day early?

Jazzking

Teachers RS

I accidentally double funded this on 1st July and the payment hasn't been returned yet so I'm £250 up compared to where I should be… What do people think, leave it there and possibly don't fund in August, or alert them to it, as to avoid being in breach of the T&C?

Of course it may get picked up next week, but when I've accidentally done this with Principality it's been returned usually within 24 hours…

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/82058665#Comment_82058665

A healthy choice, I like high percentages so nothing better to complement a nice high paying regular saver with a good Scotch. My perfect match of ROI 🥃

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/82058764#Comment_82058764

Doh! I stand corrected.

4th August then??

masonic

https://forums.moneysavingexpert.com/discussion/comment/82058819#Comment_82058819

Bingo

.....

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82058762#Comment_82058762

Was the current account opened instantly? I had been debating this one on the basis that I have login details (the Limited Edition Easy Access account, currently with £1 in) but never had a current account with them. Didn't want to apply for one (thereby excluding myself from a possible future switching offer) if it might take an age to be opened like my NatWest one did and the RS might be withdrawn before I could get them open.

Growingold

https://forums.moneysavingexpert.com/discussion/comment/82058851#Comment_82058851

Just be aware that Santander do a hard credit search when opening a current account even if you're an existing customer. Well they did for me. Something to be aware of if you're going to be applying for mortgage/credit in the near future.

Bob2000

https://forums.moneysavingexpert.com/discussion/comment/82058851#Comment_82058851

Well, for me anyway, it was all done in under 15 minutes. I actually didn't have any active accounts. Just logged in and went from there. When l did start the opening process for the current account and they asked me for funding information. l was upfront and told them the account was just for saving and put in the amount to fund the regular saver.

I don’t know if that's important, though.