The Top Regular Savers Discussion Thread

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81922433#Comment_81922433

Same, closures I've done have been actioned same (working) day.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/81922417#Comment_81922417

I'd definitely be interest in hearing your thoughts on this. I think my solicitor is getting a bit of a headache working through my many bank statements.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/81922416#Comment_81922416

I'll be 'refreshing' those which can be refreshed, in order to not only fill up flexible ISAs before the end of the tax year, but also to reopen regular savers before the end of the tax year in order that they mature before the end of the next tax year to avoid the extra 2% tax on the proceeds.

masonic

https://forums.moneysavingexpert.com/discussion/comment/81922445#Comment_81922445

I think you're a little ahead of me in the process. I provided the first set of documents a couple of days ago and am awaiting feedback. I will be very pleasantly surprised if they are accepted without a follow-up request, but here's hoping 🤞

Gers

I too am running down the number of RS accounts. For the coming new tax year I only have 12, way down from a one-time high of 30 in 24_25. I want to fully fund an ISA come 06 April and consolidate most accounts into one or two - tired of having many little ones not paying much in interest. My accountant had a nightmare over pulling together my interest before submitting a SA for me in January. With interest rates so low it's not worth my effort any more.

For the coming year I now only hold those which pay 6% or more, apart from the poor Suffolk BS ones which I've stopped funding but can't close.

First Direct	7.00%
Suffolk Branch BS	5.00%
Nationwide RS	6.50%
Lloyds Club Monthly Saver	8.00%
Monmouthshire Branch RS	7.00%
Monmouthshire ExRS 1	7.00%
Suffolk Online BS	5.00%
Scottish BS	6.25%
Hanley BS	6.25`%
Co-op	7.00%
Furness RS	6.50%
Virgin Money	6.50%
Monmouthshire RS8	6.00%
Principality RS5	7.36%

crumpet_man

Lloyds Club Monthly Saver 8%??

Archerychick

https://forums.moneysavingexpert.com/discussion/comment/81922433#Comment_81922433

thank you! That’s really helpful.

Gers

https://forums.moneysavingexpert.com/discussion/comment/81922548#Comment_81922548

No! It's 6.25% - typed in the wrong thing. Now corrected. 😎

Kim_13

Just checked in on the Hanley Economic (HEBS) app and the adjusted interest is showing in my account dated yesterday. Never complained or received any email about their mistake. Paying ahead of the date given (17th?) is impressive, even if the mistake (plus an error in the late email) and resolution themselves were poor.

bofhvp

https://forums.moneysavingexpert.com/discussion/comment/81922548#Comment_81922548

Can only see their 6.25% - Link : https://www.lloydsbank.com/savings/club-lloyds-monthly-saver.html
If you're seeing 8% can you provide us with the link ?