Is this a scam ?

topcat105

Hi all.
Ive just received 2 texts in quick succession from M&S Bank giving me 2 different 6 digit security codes. 
However I don't have any bank or credit card accounts with M&S.
Should I be concerned ?
I tried to ring them but because I don't have any account number I just keep going round in circles....
TIA

dunstonh

Should I be concerned ?

No.  You should ignore them.

Its likely that the links in the email take you to places you don't want to go.   

El_Torro

It's possible that someone tried opening an account with them and accidentally gave them your mobile number. It's 1 digit different to theirs, or whatever. But yes, best to ignore it, especially if you don't currently bank with M&S. 

ColdIron

topcat105 said:

However I don't have any bank or credit card accounts with M&S.

M&S Bank is part of the HSBC Group, anything there?

masonic

It could be something as simple as another customer miskeying their phone number when they registered it. If you are concerned, check your credit report to confirm there are no M&S accounts or M&S/HSBC searches on it.

boingy

I agree it's most likely someone making an error when entering their phone number rather than a scam. You got two because they will have selected "resend" when the first did not arrive. Hopefully they have figured it out by now!

born_again

MS bank closed accounts in Aug 2021, could be related to a credit card.

saverkev

topcat105 said:

Hi all.
Ive just received 2 texts in quick succession from M&S Bank giving me 2 different 6 digit security codes. 
However I don't have any bank or credit card accounts with M&S.
Should I be concerned ?
I tried to ring them but because I don't have any account number I just keep going round in circles....
TIA

I would contact them ASAP to ensure you have not been the victim of some sort of fraud (e.g.someone opening accounts in your name)

Fraud Number  03459000900

topcat105

Thanks all.

That's put my mind at rest somewhat .

artyboy

dunstonh said:

Should I be concerned ?

No.  You should ignore them.

Its likely that the links in the email take you to places you don't want to go.   

Skegness? Jaywick Sands?

maman

artyboy said:

dunstonh said:

Should I be concerned ?

No.  You should ignore them.

Its likely that the links in the email take you to places you don't want to go.   

Skegness? Jaywick Sands?

Clacton even! 🤣

More seriously, I'd think someone realised their phone number error after two failed attempts but you could speak to the fraud line for peace of mind.