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Turning Straw into Gold: Creating Long Term Security & A Solid Home

15657596162

Comments

  • MillQueen
    MillQueen Posts: 465 Forumite
    100 Posts Name Dropper Photogenic

    I'm giving myself a night off and I am going to cook something nutritious and go to bed early.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,990 (Sep 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,500 (Sep 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,560 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,627 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £16,067 (Sep 26)

  • Hi @MillQueen 👋

    I've read your diary over the past couple of days and just wanted to say that you're doing brilliantly! 👏 Your house sounds amazing!

    Well done for getting on the training - it's a shame it took so long for them to get it organised for you but I'm sure it's worth the wait! 😉😁

    'Happiness is not a destination but the journey you walk every day'

    GC - September- £45.67/£350

    Debt neutral fund - 2/45

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • MillQueen
    MillQueen Posts: 465 Forumite
    100 Posts Name Dropper Photogenic

    Thank you so much, that's lovely of you to say and thanks for reading through my ramblings ❤️

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,990 (Sep 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,500 (Sep 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,560 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,627 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £16,067 (Sep 26)

  • Dakota_Rose
    Dakota_Rose Posts: 753 Forumite
    500 Posts Name Dropper Photogenic

    Well done on the work productivity - it sounds like you’ve been on fire with it 🔥. I’ll need to check out the binaural beats when I’m back at work. My mind has a tendency to wander when I’m supposed to be focusing on something I’d rather avoid 😂.

    Interestingly, I decided to try something new when reading yesterday by playing themed instrumental music to suit the genre of book I was reading through my headphones. It was mostly to block out the background noises but my goodness, I read way more than I usually would and was far more engaged.

    Please make sure you do treat yourself to something lovely after working all weekend.

    PBs £2550 (including £1k EF & £500 Christmas fund)
    17/26 books for 2026

    Take the time to find the joy in each day

  • MillQueen
    MillQueen Posts: 465 Forumite
    100 Posts Name Dropper Photogenic

    @Dakota_Rose, it's worth a try if you have an avoidable task. I've spent weeks and months doing anything but this task. It's the ones that require multiple complex thought processes for me that take a long time - I'm much more motivated to do things where you do it once and it's ticked off and done and onto a new task. Reading background themed music is a great idea! I love that, I will give themed ones a go. I usually use the "reading ambience" ones on youtube and my favourite is a cosy one with the sound of a fire and rain outside, but since I've been reading a lot of mystery type books an atmospheric sound track would enhance this.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,990 (Sep 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,500 (Sep 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,560 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,627 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £16,067 (Sep 26)

  • ArtyJ931
    ArtyJ931 Posts: 353 Forumite
    100 Posts Photogenic Name Dropper

    I have to write really complex reports at work and often have 4-5 built up due to avoiding them will spend a couple of days hyper focusing with binaural beats on and as you say stagger out the other side needing food and water but it works for me 😂

    DFW info LBM: March 26

    Total 03/26 69,481

    My DMP Diary - year 1

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • MillQueen
    MillQueen Posts: 465 Forumite
    100 Posts Name Dropper Photogenic

    @ArtyJ931, I am the same, I disappear into a focus period for hours or days.

    One section down, two more to go.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,990 (Sep 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,500 (Sep 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,560 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,627 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £16,067 (Sep 26)

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