Unknown bank account registered at my address?

TimeLord1

The mole rat said:

TimeLord1 said:

You can always remove your details from the electoral roll.

You cannot get your name removed from the electoral register unless exceptional circumstances exist.  You can get your name removed from the open register, which is available to buy for marketing purposes, but the full register is available for public inspection.

Open register is what I meant. I believe they gave the opportunity to tick the box for the process around my area around Brexit. Not sure but I recall it was done to give you the chance.

TimeLord1

flaneurs_lobster said:

TimeLord1 said:

Sometimes old names linger on the electoral register.

I get a form every year from the Electoral Registration Office of my Local Authority (like every residential household in the UK) where I declare who lives there and is entitled to vote. 

This is used to update the Electoral Register. How can an old name "linger"?

Technically yes you do, how the zombie address resident can appear is via deceased former residents. And fraud.

Grumpy_chap

flaneurs_lobster said:

TimeLord1 said:

Sometimes old names linger on the electoral register.

I get a form every year from the Electoral Registration Office of my Local Authority (like every residential household in the UK) where I declare who lives there and is entitled to vote. 

This is used to update the Electoral Register. How can an old name "linger"?

If you don't return the form (which is a legal obligation for the occupier), then they will chase up and even send an individual to visit and eventually leave the data as unchanged from the prior year.
You are also legally obliged to inform the LA if you move address.

EarthBoy

Grumpy_chap said:

flaneurs_lobster said:

TimeLord1 said:

Sometimes old names linger on the electoral register.

I get a form every year from the Electoral Registration Office of my Local Authority (like every residential household in the UK) where I declare who lives there and is entitled to vote. 

This is used to update the Electoral Register. How can an old name "linger"?

If you don't return the form (which is a legal obligation for the occupier), then they will chase up and even send an individual to visit and eventually leave the data as unchanged from the prior year.
You are also legally obliged to inform the LA if you move address.

They don't chase you up or send anybody round in Sheffield.  The form says that if the details haven't changed you don't need to do anything, so if you don't return the form they just leave the details the same.  
If people just bin the form without reading it, this can easily result in old names lingering on the register. 

Eco_Miser

Also, old copies of the open register can hang around on the internet.

I removed my name from the open register as soon as it was possible, but I could still find myself at my address years later.

TimeLord1

Yes, you can purchase lists, and whoever owns those may not be aware that a percentage are deceased or have moved. I'm unsure of the price that interested companies or surveys pay to gain these details. 

Maegi

EarthBoy said:

Grumpy_chap said:

flaneurs_lobster said:

TimeLord1 said:

Sometimes old names linger on the electoral register.

I get a form every year from the Electoral Registration Office of my Local Authority (like every residential household in the UK) where I declare who lives there and is entitled to vote. 

This is used to update the Electoral Register. How can an old name "linger"?

If you don't return the form (which is a legal obligation for the occupier), then they will chase up and even send an individual to visit and eventually leave the data as unchanged from the prior year.
You are also legally obliged to inform the LA if you move address.

They don't chase you up or send anybody round in Sheffield.  The form says that if the details haven't changed you don't need to do anything, so if you don't return the form they just leave the details the same.  
If people just bin the form without reading it, this can easily result in old names lingering on the register. 

Mine says this also; I usually check that names haven't been added to the edited register and postal voting is marked as yes. 

We had erroneous letters at a previous address; we just marked them 'return to sender; deceased' and they stopped fairly promptly. 

pochisoldi

Certain banks will routinely slap a block on accounts where letters are returned "not at this address" or "gone away"
I was on the receiving end of this a few years ago when the postman delivered some mail to the wrong address, and the people at that address returned it "Gone away". Next thing I know my online access is blocked, I'm having to prove my home address, and the bank person can't change my address on the system because it hasn't actually changed. (The workaround was to write my street name in lower case)
All they had to do was put the letter back in a postbox or hand the letter to their postman.

Here's my list of what I do:

Not my address, address is nearby, person I know: Hand deliver it myself
Not my address, don't know the person. Left unopened "Delivered incorrectly, Try again" written on the front > Postbox
My address, not addressed to me - gets opened.
 - Former occupant, looks important?:  Reseal, "Opened in error, Gone Away" > Postbox
 - Looks dodgy or "important": Reseal "Opened in error, not at this address" > Postbox
 - Bumpf that looks as if the sender might stop sending more if they knew - as above
 - Anything else Bumpf, junk mail etc: shred and bin it.

I once had a letter through my letterbox, with my address, sent to a complete strange.  Sender had make a complete and utter booboo - serious legal paperwork, time of the essence, mega cockup -  A phone call to the sender's office resulted in someone coming around to collect said paperwork before the day was out. I can guarantee that they were more than happy that someone had opened mail sent to someone else, rather than it ending up in a recycling bin for any tom !!!!!! or harriet to pick up.

 

Ballard

I moved into my home in December 2020 and ever since I’ve received two letters every year from HMRC for the previous owner. I returned them every time ‘return to sender - moved away’. The last one I received went into the recycling. They’re clearly never going to update their system so I just can’t be bothered any more. 

born_again

TimeLord1 said:

The mole rat said:

TimeLord1 said:

You can always remove your details from the electoral roll.

You cannot get your name removed from the electoral register unless exceptional circumstances exist.  You can get your name removed from the open register, which is available to buy for marketing purposes, but the full register is available for public inspection.

Open register is what I meant. I believe they gave the opportunity to tick the box for the process around my area around Brexit. Not sure but I recall it was done to give you the chance.

Get the option to opt out of the Open register every time we got the letter to confirm people in household.