Hoping to do self managed DMP ... please check my ponderings

ManyWays

Ah ha I couldn't do a DRO as I have more than £75/ month..  
£200 a month on groceries is low, £250 wouldnt be queried. 

Littlered1

ManyWays said:

Ah ha I couldn't do a DRO as I have more than £75/ month..  
£200 a month on groceries is low, £250 wouldnt be queried. 

Really! I was trying to put lower but reality is i do spend closer to 250... 

Grumpelstiltskin

Never underestimate your figures you use for a DRO, you have to remember inflation and always round up.

Littlered1

Grumpelstiltskin said:

Never underestimate your figures you use for a DRO, you have to remember inflation and always round up.

Thank you so much

RAS

The amounts you got in for utilities, medical(given your needs), clothing are all on the low side.

It may be that you have got used to scarcity, but cut yourself a little slack. 

And in the short term put say £65 per month into savings to give you a little buffer? Or at least buy a washing machine?

Littlered1

RAS said:

The amounts you got in for utilities, medical(given your needs), clothing are all on the low side.

It may be that you have got used to scarcity, but cut yourself a little slack. 

And in the short term put say £65 per month into savings to give you a little buffer? Or at least buy a washing machine?

Thank you so much. If I could do that I could then do a DRO which was my initial preference but I was over the 75 threshold. Thank you for the advice

ManyWays

It may be that you have got used to scarcity, but cut yourself a little slack. 
One way this often shows is using too little heating in winter. It isnt healthy.
Another is not buying clothes that you actually need

Littlered1

ManyWays said:

It may be that you have got used to scarcity, but cut yourself a little slack. 
One way this often shows is using too little heating in winter. It isnt healthy.
Another is not buying clothes that you actually need

So true. I dont have heating on .. at all and sit in the dark .. its just what I am used to now... 

ManyWays

ok so an extra 40 a month on gas then!

RAS

Buy a couple of very low watt LED lamps (lightbulbs to consumers). Preferably one daylight. Cost a tenner to buy and less than that to run per year, both of them. Use the daylight one in the room in which you sit most.