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Settling in for the long haul
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We’ve had a non-stop day of cleaning, tidying (indoors and out) and packing ready for our holiday while trying to keep the excitement of littlest at a manageable level. Having a house/dog-sitter in Mum is wonderful but blimey it’s a lot more work getting the house ready for her to stay. We’re conscious that she might hurt herself getting up to all sorts trying to help us so we always aim not to leave her a thing to do. I’m sure she’ll find something though!
I am tired tonight and still have a small list of things I’d like to do before going to bed.
We’ve tried to save some unnecessary costs by stocking up on snacks, drinks and a breakfast selection before going. One of our stays is more remote and requires us to take our own drinking water so that’s added some bulk to the luggage. This isn’t light for 5 of us, especially as we’re away for over a week this time. As I’ve been putting a very wriggly still-excited little one to bed, the ring doorbell has gone off continuously, which can only mean that Mr D is attempting the boot-packing jenga. I hope he manages to get everything in!I don’t have a plan for my diary while away. It’s become a part of my daily routine now so I may just continue as usual, but I’d like to think that my phone will and I will spend less time together in the coming days.
Happy payday for tomorrow to those who share a last working day of the month pay. I’m hoping to be up extra early to do the money shuffle before rounding up the troop.PBs £3050 (including £1k EF & £1k Christmas fund)
23/26 books for 2026Take the time to find the joy in each day
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Have a lovely holiday!
Debts 04/01/25 01/10/26
CC1 £14,122.71 -
CC2 - £6,975
CC3 £6,112.60 £6,495
1st Direct CC £176.03 £151.44
CC total £20,411.34 £13,621.44
OD £1100 £0
Car loan £4,000 £2,400
1st Direct Loan £10,684.44 £3,825
Total £36,195.78 £19,846.44
EF £2,800
HF £3
EB £2500 -
Have a lovely holiday. When my 4 daughters were small, we’d go camping in France. We had the car, trailer and roof box jam packed so I remember the packing jenga well!
Find a little bit of joy in every day.
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Hope you have a great holiday.
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Have a lovely holiday
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Happy holidays 🙂
Debt Busting Again in 2026
Starting Debt 03.05.26 £5345. Total 29.10.26 £2650
Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26
Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26
Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26
Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650
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Have a lovely holiday 😁
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!1 -
Happy holibobs. Hope you get some relaxation amongst the adventures.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
Have a wonderful holiday!
paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
Have a wonderful time x
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Property Fund £16,750 / £20,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £412.75 / £365 (29/09/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06,Aug £351.33, Sept £345.76
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum0
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