Away for 2 months

Nebulous2

It looks like you are allowed 60 days, which is quite generous. I'm with Aviva which only allows 30. 

Home Insurance Policy Booklet

Page 24. Things you need to tell us:-

 "You’re leaving your home for 60 days in a row or longer with no-one living there." 

Scot_39

Dont want to worry you unduly - but have you looked at your home insurance policy - or talked to your insurer about this long trip - I fear given the 10C question and your second response - theres a risk you might not have.

https://www.moneysavingexpert.com/insurance/home-insurance/unoccupied-home-insurance/

I'd dig your policy wording out and check covered - if you havent already.  Given the trip duration.  

I got a way with a 5+ week trip - just over the 30 days on my policy - but had to agree to a couple of the extra conditions - the pain was needing to buy a plumbers tool to turn off my water at the stop !!!!!!.  

2 months though might be pushing it.

But when executor of an estate - had to take cover based on being unoccupied.  And yes had to inspect "regularly" - to spot any problems or criminal damage.

dbrookf

Nebulous2 said:

It looks like you are allowed 60 days, which is quite generous. I'm with Aviva which only allows 30. 

Home Insurance Policy Booklet

Page 24. Things you need to tell us:-

 "You’re leaving your home for 60 days in a row or longer with no-one living there."

Thanks so much for checking this for me! I’m away for 56 days so don’t need to tell them?

DavidT67

dbrookf said:

DavidT67 said:

No section regarding maxmimum length of non occupancy ?  If you exceed that period there will be conditions to comply with.  Phone your insurance provider.

No, doesn’t appear to be!

Second page of the insurance application process:  "It won't be left for longer than 60 days in a row with no one living there."

dbrookf

Scot_39 said:

Have you talked to your insurer about this long trip - I fear given the 10C question - theres a risk you might not have.

https://www.moneysavingexpert.com/insurance/home-insurance/unoccupied-home-insurance/

I'd dig your policy wording out and check covered - if you havent already.  Given the duration.  

Thanks for this- 60 days coverage for mine. May ring about temperature question “

Emmia

I think in your situation with a long break I would consider installing a thermostat that can be remotely controlled and monitored via an app. 

The reason for this, is if the boiler fails, you'll know about it as the house temperature will drop, and there will be no boiler activity recorded - I'd also have the heating at 15 degrees not 10. 

The other advantage of that type of thermostat, is you can switch the heating on remotely, so the place is warm when you get home. 

Hopefully you're leaving a set of keys with someone trusted in case of any issues - with that length of absence, I'd worry more about break ins etc.

Keep_pedalling

dbrookf said:

QrizB said:

Who's your insurer?

Halifax Insurance 

If you look at your policy booklet you will find you have to notify them if you are aware of from home for more than 60 consecutive days with no one else living there. 

dbrookf

Keep_pedalling said:

dbrookf said:

QrizB said:

Who's your insurer?

Halifax Insurance 

If you look at your policy booklet you will find you have to notify them if you are aware of from home for more than 60 consecutive days with no one else living there. 

I’m away for 56 days, so that’s ok ! Thanks anyway 👍

IOWJJBTM2025

Just a tip from experience. If your thermostat is battery powered make sure it has new batteries.
On New years eve we went down to do the weekly check on our empty property which is still in probate and it was very cold inside the house. Heating Thermostat had blank screen. Fitted New batteries and the boiler fired up. Our specialist insurance (Towergate insurance) for empty property is heating set to 15 degrees and weekly inspection. 

dbrookf

IOWJJBTM2025 said:

Just a tip from experience. If your thermostat is battery powered make sure it has new batteries.
On New years eve we went down to do the weekly check on our empty property which is still in probate and it was very cold inside the house. Heating Thermostat had blank screen. Fitted New batteries and the boiler fired up. Our specialist insurance (Towergate insurance) for empty property is heating set to 15 degrees and weekly inspection. 

Good tip - thanks for this !