Principality Cash ISA's

subjecttocontract

Their web site says interest rates are reducing on 5th February.
Anyone know what they will be ?

where_are_we

My notes say my Principality 5 access cash ISA going down from 4.2% to 4%.

wiseonesomeofthetime

where_are_we said:

My notes say my Principality 5 access cash ISA going down from 4.2% to 4%.

Where are your notes sourced from please?

Aside from comments on the MSE forums, I have not seen anything official yet, albeit 5 February is still a while away tbf.

My Monument portion fell to 3.75% today, but it is flexible, whereas I don't think the Principality one is.

(My Cash ISA holdings were split before the increase in cover)

clairec666

where_are_we said:

My notes say my Principality 5 access cash ISA going down from 4.2% to 4%.

Agree on this one. If you click onto each account on their savings page, the banner at the top will tell you what the rate is reducing to. I haven't had email notification of this account change though (I hold one of these accounts).

happybagger

clairec666 said:

where_are_we said:

My notes say my Principality 5 access cash ISA going down from 4.2% to 4%.

Agree on this one. If you click onto each account on their savings page, the banner at the top will tell you what the rate is reducing to. I haven't had email notification of this account change though (I hold one of these accounts).

The banner option is only there for a currently-available product, and the above is NLA.
However I noted this reduction showing for the period where it was still available as a drop from 4.2% to 4% too.

subjecttocontract

I've got another ISA with Secure Trust maturing in February presumably I'll be able to transfer it to my Principality 5 Access variable rate ISA ?

clairec666

happybagger said:

clairec666 said:

where_are_we said:

My notes say my Principality 5 access cash ISA going down from 4.2% to 4%.

Agree on this one. If you click onto each account on their savings page, the banner at the top will tell you what the rate is reducing to. I haven't had email notification of this account change though (I hold one of these accounts).

The banner option is only there for a currently-available product, and the above is NLA.
However I noted this reduction showing for the period where it was still available as a drop from 4.2% to 4% too.

Ah yes, good point. I took note of the rate drop before it disappeared.

clairec666

subjecttocontract said:

I've got another ISA with Secure Trust maturing in February presumably I'll be able to transfer it to my Principality 5 Access variable rate ISA ?

Yes but I think it's paper forms only for transfers in

subjecttocontract

Yes it is, I just found that I already have the transfer form ready.