Time for Change…..

honeybee1234

I'm enjoying your forward momentum and the super efficient lists! You're doing well with the selling and decluttering, don't be too hard on yourself with not having mastered the budget grocery shop as well already, that can come next. 

Little_Ms_Determined

Thanks @honeybee1234 -I feel that I’ve entered the surviving (not thriving) period of the month now where the focus is just getting by until payday. 6 days to go and counting…..

Decluttering is continuing. I’ve got 10 years of paperwork to go through and dispose of. Thankless task but one that needs doing. Makes you realise how far we’ve come with everything online now - juries out though on which I prefer. I guess I’m still quite old school at heart.  

Had a card running out of its 0% - ashamed to say not much progress had been made in the previous BT period. I’ve transferred this and need to take action to get it gone.

I’ve made just over £100 in fb sales since I last posted and a further £14 on Vinted. This has been sent to the cards, although won’t see much benefit as I’ve had a chunk added on in BT fees. A necessary evil I guess.

Another full on weekend with football matches and plenty needing doing around the house. Just hope we manage to dodge the worst of storm Ingrid.

Little_Ms_Determined

Focus for the first half of the year is CC1 with £4572.65 to pay before the end of August. Wish me luck! 

in_need_of_direction

You can do this