January 2026 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 6/18
AuntieL 11/15
beanielou 19/19
cathybird 13/15
Changeyourlife25 2/10
crazybeautiful 16/25
cuddlymarm 9/15
Dizzycap 16/20
doingitanyway 6/12
Doris17 15/20
Honeysucklelou2 3/10
ilovetea 15/20
InDebtEnby 10/13
KajiKita 14/20
laurenh1 11/18
leftatthetrafficlights 15LittleMissDetermined 13/20
loopylupin 10/10
Mamma2004 9/10
MissMoneyMishap 10/12
NeverendingDMP 1/10
Pinkpieuni 6/10
Prodigal50 9/10
RhiBi 7/10
RollinginClover 15ShelivesintheShire 13/20
snugglenush 2/10
SovereigntyQueen 31Teamjarjar 5Tenar15 6/12
Thriftymissus 16/20
ThriftyPrincess40 17/20
VickyA 2 10/15
Wanna Bee Free 12/10
yellowstickerfan 7/15
To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞2 -
Another one for meCurrent No Spend Challenge: 11/13
2025 No Spend Days: 11/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
Another NSD Just don't need anything but I have started my shopping list for next Wednesday already.
15 NSD's so far.
ilovetea xxMake £2026 in 2026 £23-78.
Declutter 43 items in 2026
NSD's in Jan. 15/201 -
Well done everyone!
Very early call for a 16/20 NSD Monday - I'm not expecting to spend this week, but may pop and have a coffee with a friend some time during the week. Life permitting
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £787.42 / £2026 (1)1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
It's one today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
NSD today please#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35001 -
NSD yesterday completed and another one today please. I have a rotten cold so can only spend online and it won't cheer me up so I'm not gonna, so there!https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
January NSD challenge 12/10
January AFD challenge 3/14
2026 Art pass savings £29.50
2026 Railcard savings £01 -
one today!1
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@Wanna_Bee_Free sorry to hear about the rotten cold. These things are miserable. Hope it goes away soon xx1
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