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Joyous January's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January at 2:30PM
    January 2026 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    January targets


    32b3in2013 6/18  image  image 

    AuntieL 11/15  image  image  image  

    beanielou 19/19  image  image  image   image  image 

    cathybird 13/15  image  image  image  

    Changeyourlife25 2/10  image 

    crazybeautiful 16/25  image  image  image   image 

    cuddlymarm 9/15  image  image 

    Dizzycap 16/20  image  image  image   image 

    doingitanyway 6/12  image  image 

    Doris17 15/20  image  image  image   image 

    Honeysucklelou2 3/10   image 

    ilovetea 15/20  image  image  image   image 

    InDebtEnby 10/13  image  image  image  

    KajiKita 14/20  image  image  image  

    laurenh1 11/18  image  image  image  

    leftatthetrafficlights 15 

    LittleMissDetermined 13/20  image  image  image  

    loopylupin 10/10  image  image  image   image 

    Mamma2004 9/10  image  image 

    MissMoneyMishap 10/12  image  image  image  

    NeverendingDMP 1/10  image 

    Pinkpieuni 6/10  image  image 

    Prodigal50 9/10  image  image 

    RhiBi 7/10  image  image 

    RollinginClover 15 

    ShelivesintheShire 13/20   image  image  image  

    snugglenush 2/10   image 

    SovereigntyQueen 31  

    Teamjarjar 5  

    Tenar15 6/12   image  image 

    Thriftymissus 16/20  image  image  image   image 

    ThriftyPrincess40 17/20  image  image  image   image 

    VickyA 2 10/15   image  image  image  

    Wanna Bee Free 12/10   image  image  image   image  image

    yellowstickerfan 7/15   image  image 


    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • InDebtEnby
    InDebtEnby Posts: 254 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me 
    Current No Spend Challenge: 11/13
    2025 No Spend Days: 11/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • ilovetea
    ilovetea Posts: 1,294 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another NSD  Just don't need anything but I have started my shopping list for next Wednesday already.
    15 NSD's so far.

       ilovetea  xx
    Make £2026 in 2026 £23-78.
    Declutter 43 items in 2026
    NSD's in Jan. 15/20
  • Dizzycap
    Dizzycap Posts: 1,497 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Well done everyone!  <3
    Very early call for a 16/20 NSD Monday - I'm not expecting to spend this week, but may pop and have a coffee with a friend some time during the week. Life permitting  :/
    ~ NSD 2026 Challenge January 17/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £787.42 / £2026 (1)
  • beanielou
    beanielou Posts: 97,834 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,226 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's one today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 167 Forumite
    100 Posts Name Dropper
    NSD today please
    #no 3 Debts off by Xmas 2026 £633.58/£15,250
    NSD Jan 17/20
    #no 13 365 days 1p challenge 2026
    £17.70/£667.95 paid 59/365 
    #no 2 £2 coin savers challenge 2026 £12
     #no 11 SPC 19 £44 banked restart £19.66
    2026 PAD challenge  £660
    1% challenge = 5%

    #cc1 200/4100 29%
    #cc2 NatWest 210/3400 29%
    #cc3 Halifax 60/2150 26%
    #cc4. MBNA 80 /5600 0% runs out soon
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,596 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD yesterday completed and another one today please. I have a rotten cold so can only spend online and it won't cheer me up so I'm not gonna, so there!
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    January NSD challenge 12/10
    January AFD challenge 3/14
    2026 Art pass savings £29.50
    2026 Railcard savings £0
  • laurenh1
    laurenh1 Posts: 1,073 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    one today! 
  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Wanna_Bee_Free sorry to hear about the rotten cold. These things are miserable. Hope it goes away soon xx 
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