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Joyous January's No-Spend Days Challenge!

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Comments

  • Dizzycap
    Dizzycap Posts: 1,497 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Wanna_Bee_Free said:
    NSD 6/10. Not an easy one. My trusty tea thermos cup, water bottle and making a double sandwich got me through. Huzzah!
    Well done!  <3
    Declaring a 10/20 NSD Sunday & halfway house for the month which is moving like the wind  :o The sooner we get to Spring, the better  :D:D
    ~ NSD 2026 Challenge January 17/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £787.42 / £2026 (1)
  • crazybeautiful
    crazybeautiful Posts: 29 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Please can I join :)

    Currently 9 NSDs (groceries and bills but nothing else). Bought a birthday card and gift for a friend today.
    Make £2026 in 2026 Current total £20
    Save £1 per book read in 2026 Current total £2

    Emergency fund Current total £90.60/£500

    Pay off by Xmas 2026 Current total left £1119/£1300

    January 2026 NSDs 16/25

    Decluttering 365 items 21/365
  • Pinkpieuni
    Pinkpieuni Posts: 216 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nsd today 

    Challenges

    NSD - January  - 7/10

    1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • laurenh1
    laurenh1 Posts: 1,073 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Another 2 to report please CB. Used my English Heritage card yesterday for a free day out with the kids and took a picnic. Its snowing here today so I wont be going anywhere! 
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 168 Forumite
    100 Posts Name Dropper
    NSD for me today 
    #no 3 Debts off by Xmas 2026 £633.58/£15,250
    NSD Jan 17/20
    #no 13 365 days 1p challenge 2026
    £17.70/£667.95 paid 59/365 
    #no 2 £2 coin savers challenge 2026 £12
     #no 11 SPC 19 £44 banked restart £19.66
    2026 PAD challenge  £660
    1% challenge = 5%

    #cc1 200/4100 29%
    #cc2 NatWest 210/3400 29%
    #cc3 Halifax 60/2150 26%
    #cc4. MBNA 80 /5600 0% runs out soon
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,233 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Definitely not spending today!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • Doris17
    Doris17 Posts: 1,003 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me please 10/15.

    "My Life Is About The Journey Not The Destination"



  • VickyA_2
    VickyA_2 Posts: 4,651 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another NSD here for today, so 7/15 for me, please.  :)

    I'm another one who gets their weekly shopping delivered, and then milk delivered from a lovely local dairy, who also do eggs.  Means that I don't pop in for one thing and come out £20 lighter.  :#
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • ShelivesintheShire
    ShelivesintheShire Posts: 33 Forumite
    10 Posts Name Dropper Photogenic
    Another one for me today. I almost succumbed to a printed trouser pattern.I have the pdf but find the whole sticking and cutting so time consuming as I just want to get on and sew. But my sewing room is being redecorated and everything is stored in another room anyway, so this really was a want not a need as I won't be sewing for a few weeks anyway, plenty of time to stick the pattern together. I was shocked how easily I nearly bought it though.
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