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Joyous January's No-Spend Days Challenge!

1161719212242

Comments

  • RhiBi
    RhiBi Posts: 796 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I’m logging day 3/10 NSD.  I’ve got sausage casserole in the slow cooker for food this evening, and I’m going to sort my home office as there’s papers everywhere.  I’ve been off work since the end of October but am due back next week so it’s needs sorting.  Keeping myself busy will help prevent any accidental spending!
  • doingitanyway
    doingitanyway Posts: 10,700 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    3/12 please @cathybird
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • 7/20 here today.  This thread is keeping me accountable!
  • Dizzycap said:
    Early call for a 6/20 NSD Wednesday - Food delivery already paid for arriving this morning with nothing else planned, including any spending as it's yet another rest day  :/ Besides, it's far too cold for me to go out anyway  :# Although after tonights rain it was mild at 10pm, so I took *babyface on a much needed and wanted walk which she absolutely loved - Decked out in a tripple layered Harris Tweed coat, woolly hat, and boots. *Babyface is a miniature Dachshund who absolutely hates the cold, rain, & wind and not a human, although she acts and thinks she is!  :D Please don't think for one moment that I'm one of those obsessed dog owners who dresses their dog up daily and who has their own wardrobe of daily clothes  :o  :#  :D  If I ever get anywhere near such a dibolical act, someone please shoot me, and quickly!  :D
    Nice! I have a matching miniature dachshund. We rehomed her a year ago and had to DRAG her outside for a walk. She's a little more willing now. We don't have a wardrobe, other than a Santa Suit which went down well on the school run! :)

    Anyway #5/12 NSD for me please @cathybird
    I'm always in it. It's just the depth that varies.

    Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04
    Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71
    Phase 2: Zopa Loan: £12,755
     
  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 January at 11:03PM
    January 2026 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    January targets


    32b3in2013 1/18  image 


    AuntieL 6/15  image  image 


    beanielou 7/19  image  image 


    cathybird 5/15  image  image 


    Changeyourlife25 2/10  image 


    cuddlymarm 4/15  image 


    Dizzycap 6/20  image  image 


    doingitanyway 3/12  image 


    Doris17 7/15  image  image 


    Honeysucklelou2 2/10   image 


    ilovetea 5/20  image  image 


    InDebtEnby 5/13  image  image 


    KajiKita 6/20  image  image 


    laurenh1 4/18  image 


    leftatthetrafficlights 15 


    LittleMissDetermined 5/20  image  image 


    loopylupin 5/10  image  image 


    Mamma2004 3/10  image 


    MissMoneyMishap 5/12  image  image 


    NeverendingDMP 1/10  image 


    Pinkpieuni 3/10  image 


    Prodigal50 4/10  image 


    RhiBi 3/10  image 


    RollinginClover 15 


    ShelivesintheShire 7/20   image  image 


    snugglenush 2/10   image 


    SovereigntyQueen 31  


    Tenar15 2/12   image 


    Thriftymissus 7/20  image  image 


    ThriftyPrincess40 6/20  image  image 


    VickyA 2 4/15   image 


    Wanna Bee Free 4/10   image 


    yellowstickerfan 2/15   image 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • Doris17
    Doris17 Posts: 1,003 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me please. 7/15

    "My Life Is About The Journey Not The Destination"



  • Dizzycap
    Dizzycap Posts: 1,497 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 7 January at 3:38PM
    Dizzycap said:
    Early call for a 6/20 NSD Wednesday - Food delivery already paid for arriving this morning with nothing else planned, including any spending as it's yet another rest day  :/ Besides, it's far too cold for me to go out anyway  :# Although after tonights rain it was mild at 10pm, so I took *babyface on a much needed and wanted walk which she absolutely loved - Decked out in a tripple layered Harris Tweed coat, woolly hat, and boots. *Babyface is a miniature Dachshund who absolutely hates the cold, rain, & wind and not a human, although she acts and thinks she is!  :D Please don't think for one moment that I'm one of those obsessed dog owners who dresses their dog up daily and who has their own wardrobe of daily clothes  :o  :#  :D  If I ever get anywhere near such a dibolical act, someone please shoot me, and quickly!  :D
    Nice! I have a matching miniature dachshund. We rehomed her a year ago and had to DRAG her outside for a walk. She's a little more willing now. We don't have a wardrobe, other than a Santa Suit which went down well on the school run! :)

    Anyway #5/12 NSD for me please @cathybird
    MissMoneyMishap -  <3  <3  <3  Mine is a rescue too. A 12 week old puppy who couldn't stand or feed / drink and then took a serious turn for the worse after her initial incompatible innoculations  :#  - The Vet called me and asked if I could help; knowing I adore Daxies and had lost my beautiful ruby red King Charles Cavalier 2 years earlier.  I didn't hesitate, and she was with me in a new home within 30 minutes. It was very touch and go 24/7 for 2 months with her having night sweats, being night bottle fed every hour on the hour, very early morning 4am physio sessions, and using my little finger as a teat to get her to eat solids and drink water while holding her back legs with my other hand so she believed she was standing and being independant - Bless her  <3  Now she's the strongest and healthiest of the litter, although small for a miniature Daxie. What she lacks in size, she sure makes up with her outrageous & unconditional loving personality  :D  :D<3
    ~ NSD 2026 Challenge January 17/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £787.42 / £2026 (1)
  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @laurenh1 sorry to hear about yesterday! Hope today is better xx :)

    @Dizzycap your Babyface sounds absolutely beautiful - so glad to hear she pulled through after such a rocky start. @MissMoneyMishap your dog sounds lovely too. All rescue dogs deserve a good home and to be loved xxx :)
  • Mamma2004
    Mamma2004 Posts: 18 Forumite
    10 Posts Photogenic
    I'm now 3/10 - thanks! 

    Today would have been a no spend day but I had to pay for 2 courses.  I don't mind though because it is a Spring Growing and Garden course at a local organic market garden, and a Spring Wild Art Workshop - exciting!  Spring is coming!🌷😁
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,860 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Monday was a NSD for me but forgot to
    post so 2/10 for me!
    paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
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