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Joyous January's No-Spend Days Challenge!

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Comments

  • InDebtEnby
    InDebtEnby Posts: 299 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me 
    Current No Spend Challenge: 12/13
    2025 No Spend Days: 50/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,751 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 January at 6:27AM
    Cathybird, I'd like to count yesterday as a NSD if you agree. I spent essential travel to family and £8.60 on car parking for father's car.  I took the bus not a taxi, my flask of tea and food so did really well on such a cold day. I didn't buy anything in the cafe we went to although I would have paid food for the other two they got it themselves. The parking was twice as much due to my family being idiots and not listening to me before we left. 
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    April NSD challenge 12/10
    April AFD challenge 6/14
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Good morning guys
    One for me today please making it 4/15 NSDs
    Keep warm and well 

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Number 6 for me today. Working from home and not venturing out in the cold. Lots of snow still on the ground. 
  • beanielou
    beanielou Posts: 99,365 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Doris17
    Doris17 Posts: 1,050 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD for me please. Working from home today, far to cold to go out. 6/15.

    "My Life Is About The Journey Not The Destination"



  • RhiBi
    RhiBi Posts: 931 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Not a NSD for me today.  I needed to go to Lidl.  However, I am pleased that prior to going I made a meal plan and only bought what I needed on my list, so even though I have spent money (just under £40) I’m going to take it as a win!

    Find a little bit of joy in every day.

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 343 Forumite
    100 Posts Name Dropper
    NSD for me, frugal living with no choice 🤦🏻‍♀️
    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,751 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done RhiBhi! That definitely counts as a win. Today will be a low spend day I think as we said we'd try a local pub quiz, will update later if we decide to cancel.
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    April NSD challenge 12/10
    April AFD challenge 6/14
  • ShelivesintheShire
    ShelivesintheShire Posts: 33 Forumite
    10 Posts Name Dropper Photogenic
    NSD here too 6/20
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