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Joyous January's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi @Tenar15 image, good to see you here again! I've added you to the list, hope you enjoy the challenge image
  • Dizzycap said:
    It's a 5/20 NSD Tuesday here! Finally finished repairing / upcycling and putting away the outside Chrissy decorations. All ready and prepared for Christmas :D It's far too cold to go out for me and I'm sick of the sight of useless non-peroshable gifts; not that I'm ungrateful, which I've now re-gifted, bagged, tagged, and stored ready for Christmas - That's the Chrissy gift NS shopping done!   :D  :D 
    Your post made me simultaneously lol, applaud you, and reach for to-do list to write:

    1) "Produce 2026 Christmas gift budget and gift list"
    2) "Bag, tag and store useless non-perishable 2026 Xmas regifting."

     :D 
    I'm always in it. It's just the depth that varies.

    Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04
    Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71
    Phase 2: Zopa Loan: £12,755
     
  • InDebtEnby
    InDebtEnby Posts: 254 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me 
    Current No Spend Challenge: 11/13
    2025 No Spend Days: 11/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Dizzycap
    Dizzycap Posts: 1,497 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 7 January at 12:43AM
    Early call for a 6/20 NSD Wednesday - Food delivery already paid for arriving this morning with nothing else planned, including any spending as it's yet another rest day  :/ Besides, it's far too cold for me to go out anyway  :# Although after tonights rain it was mild at 10pm, so I took *babyface on a much needed and wanted walk which she absolutely loved - Decked out in a tripple layered Harris Tweed coat, woolly hat, and boots. *Babyface is a miniature Dachshund who absolutely hates the cold, rain, & wind and not a human, although she acts and thinks she is!  :D Please don't think for one moment that I'm one of those obsessed dog owners who dresses their dog up daily and who has their own wardrobe of daily clothes  :o  :#  :D  If I ever get anywhere near such a dibolical act, someone please shoot me, and quickly!  :D
    ~ NSD 2026 Challenge January 17/20 (1)
    # No.12 Save £2 a Day 2026 £60.83 / £730 (1)
    # No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
    # No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
    # No.4 Save £12k in 2026  £2454.88 / £12,000 (1)
    # No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
    # Make £2026 in 2026 £787.42 / £2026 (1)
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,596 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yesterday was a spend day. Well technically a high spend day as I gave OH £30 cash for the bar and so far he has all of it. Actual spends £2.50 plus two soft drinks.

    Early call for not an NSD today. Buying birthday gifts for OH and hobby night tonight, first one since 19th November. 
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    January NSD challenge 12/10
    January AFD challenge 3/14
    2026 Art pass savings £29.50
    2026 Railcard savings £0
  • Thriftymissus
    Thriftymissus Posts: 312 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Counting today as an NSD. I will be using a Sainsburys voucher from top cashback Reward Wallet to stock up a little. So I’m not spending money. Number 7.
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,233 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's one for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • Small spend day for me today 
    #no 3 Debts off by Xmas 2026 £633.58/£15,250
    NSD Jan 17/20
    #no 13 365 days 1p challenge 2026
    £17.70/£667.95 paid 59/365 
    #no 2 £2 coin savers challenge 2026 £12
     #no 11 SPC 19 £44 banked restart £19.66
    2026 PAD challenge  £660
    1% challenge = 5%

    #cc1 200/4100 29%
    #cc2 NatWest 210/3400 29%
    #cc3 Halifax 60/2150 26%
    #cc4. MBNA 80 /5600 0% runs out soon
    #loan1 /14000  7.2%
    #loan2 /11000 13%
    #family loan /3000 0%
    #solicitors /3500
  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 1,073 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    One for today please. 

    Not one yesterday. yesterday was a catalogue of disasters  :D  
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