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  • Grumpy_chap
    Grumpy_chap Posts: 20,431 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    You need to be checking your statements. Not checking for 2 years is negligence. Why on earth that your credit card company refund you? 

    I'd even think that the CC might decide to close the account if the OP approached them for chargeback / S75 / some other redress.  It is a big risk to financial institutions to have individuals not checking statements as it increases the potential for fraudulent activity on the account.
  • born_again
    born_again Posts: 23,547 Forumite
    10,000 Posts Sixth Anniversary Name Dropper

    You need to be checking your statements. Not checking for 2 years is negligence. Why on earth that your credit card company refund you? 

    I'd even think that the CC might decide to close the account if the OP approached them for chargeback / S75 / some other redress.  It is a big risk to financial institutions to have individuals not checking statements as it increases the potential for fraudulent activity on the account.
    No. They would just tell the customer there is nothing they can do. Which is very easy to do once you get used to it.👍
    Life in the slow lane
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