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Payment a Day - Chapter 2026
Comments
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£1 PAD to cc for today.
2026 MFW No:23
MFiT-T7 121 -
£8 for me today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
just £5 for me today please
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
£2 today to savings
Save £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
Well done all for March!
PAD from various for various cc's today:
£327.00
Pay Off Debts by Xmas 2026; £0 / £6201.561 -
Morning All,
The total PAD for 3 April 2026 was £36.55
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)2 -
Back with my own PAD of £50 into savings challenges.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)0 -
£1 PAD to cc for today.
2026 MFW No:23
MFiT-T7 121 -
could somebody explain to me in a factual logical manner how my interest amount is higher than last month when my overall credit card amount is going down please? I’m confused, is it because I didn’t make an extra payment this month? How does it work in this respect?
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5000 -
If the interest is worked out daily it could be because February only has 28 days and March has 31. I think that was the reason for the difference in my mortgage interest.
2026 MFW No:23
MFiT-T7 121
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